Should I Consolidate My Debt?

Enter up to 10 unsecured debts. We'll estimate your payoff timeline with current payments and compare it to a single consolidation loan.

Your Debts


Consolidation Loan (What If?)

Typical APR Ranges by Credit Score (estimate only)

Credit ScoreEstimated APR Range
Very Good – Excellent (740–850)~ 6% – 14%
Fair – Good (630–739)~ 11% – 22%
Very Poor – Poor (300–629)~ 20% – 36%
Estimates for illustration only. Actual rates vary by lender, term, amount, and borrower profile.
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Results

Current Monthly Payments
Consolidated Payment
Total Interest — Current
Total Interest — Consolidated
Current Plan Monthly Payments Total
Principal   Interest
Estimated Consolidation Loan Monthly Payment
Principal   Interest

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Your current debts

# Balance APR Monthly Payment Months to Payoff Total Interest Payoff Date Payment Adequate?