3.5  

About Upgrade

Upgrade offers personal loans for large purchases that can also be used to consolidate debt. Loans by Upgrade have low fixed-rate APRs, no prepayment fees and flexible payment dates. They do charge origination fees and have penalties for late payment.

Overview

Loan amount – Up to $50,000
Interest rate – 6.55% to 35.97%
Funding – Within one business day

Years in Business – Since 2016
Trustpilot – Verified company

Editorial Rating

3.5 Fair

Upgrade is a flexible option for consumers who need personal loan funding for large purchases or debt consolidation. Although they offer fast funding, they do charge origination fees.

Benefits and Features

No Prepayment Fees
No Fee to Apply

Low fixed-rate APR
Fast funding

Pros

  • Option to change your payment date
  • Offers a wide range of loan amounts
  • No prepayment penalty fees
  • Offers joint applications

Cons

  • No rate discount for autopay
  • APRs can be higher than other lenders
  • Charges origination and late fees

TrustedCompanyReviews.com is not a provider of debt consolidation or resolution. Ratings that appear on this site are determined by our subjective opinion and are based on an analysis that aggregates a company’s reputation, services, general consumer interest, fees and features. Listings that appear on this site are not endorsements.

TrustedCompanyReviews.com is not a provider of debt consolidation or resolution. Ratings that appear on this site are determined by our subjective opinion and are based on an analysis that aggregates a company’s reputation, services, general consumer interest, fees and features. Listings that appear on this site are not endorsements.

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Advertising Disclosure

This site is a free online resource that offers helpful reviews and company comparisons to its visitors. The site operator may accept advertising compensation from some of the companies that appear on the site. This compensation may impact the location and order in which companies or their products are presented. Ratings that appear on this site are determined by our subjective opinion and are based on a brand or product’s market share, reputation, services, conversion rates, general consumer interest, fees and features. Company listings or rankings that appear on this site should not be construed as endorsements. Any relationship that you may form with the third parties that may be advertised or listed on this site is exclusively between you, as the consumer, and those third parties. All representations and warranties regarding the information presented on this site are disclaimed. The information, including pricing, which appears on this site is subject to change at any time. Not all companies, websites, products or services that may be available to you have been reviewed by this website.

Trusted Company Reviews may earn commission from qualifying purchases made as a result of our reviews and content.

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