First Choice Debt Relief is a fairly new organization in the debt relief industry, providing its services since 2008. The company aims at reducing the consumer’s debt in a time span ranging from 24 to 48 months, and to set up a single monthly payment for them so they don’t have to worry about several due dates for different payments. Although the company hasn’t been in business for long, it holds a good tracking record. The company’s staff is comprised of certified experts, dedicated to serving each client on a priority basis.
Despite the company’s short time span in the debt relief industry, it offers some unique and valuable features to its consumers. Unlike many similar businesses, First Choice Debt Relief does not charge any upfront fees and has a policy of not charging anyone for starting to use their services. The company is focused on debt relief and offers many several programs in this area. It also offers a free consultation with its certified experts. Another great feature about this company’s service is the money back guarantee. It increases the credibility of a company and ensures the client that their requirements will be met. Another unique feature offered by this company is the debt calculator on its website. It greatly helps the consumers in estimating the time it will take them to pay off their debts.
As regards the negatives about this company, a major one amongst them is the company’s minimum debt requirement. A consumer must have a credit card debt of at least $10,000 to avail the company’s service. This minimum requirement is much higher than the industry standard, and it greatly limits the number of people who can benefit from First Choice Debt Relief’s services. The company’s website has no educational resources as such and lacks in providing some essential information. While the company does not charge any upfront fees, there is no information on the website about monthly payments and average interest rate. Moreover, the company lacks accreditations from ISO and CPFC.
Considering the overall scope of this company’s services, we do not recommend this company at the moment.