Enter your monthly after-tax income, choose a budgeting plan (50/30/20, 60/20/20, 70/20/10) or create your own, and add expenses to see how your spending fits into each bucket.
Use after-tax income (take-home pay). Then choose a plan to see your recommended dollar amounts for Needs, Wants, and Savings + Debt. — Or, build a custom budget by selecting "Custom" in the Budget Plan drop menu and add your own percentages.
Add your expenses and assign each to a bucket so you can see how each fits into your budgeting plan.
| Expense | Amount ($) | Bucket |
|---|
| Bucket | Plan Amount | Your Expenses | Remaining / Over |
|---|---|---|---|
| Needs | — |
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—
|
— |
| Wants | — |
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—
|
— |
| Savings + Debt | — |
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—
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— |
Tight budget? Use these resources to compare debt consolidation, refinancing, or lending options, as well as other calculators that can help you improve your monthly cash flow.