Top Personal Loan Companies

Compare top personal loan companies and finance a big purchase or consolidate your debt.

Our Top Pick

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Above Lending logo

5.0

Loans up to $75,000!

  • Low fixed-rates
  • Fast funding
  • No prepayment fees

Find a Lender You Can Trust

When you borrow money you want to make sure you can trust your lender. That’s where we come in. We’ll help you find the best personal loan for your needs.

Our editorial ratings help you compare rates and find offers that are right for you.

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1

Our Top Pick

Above Lending logo

5.0 Excellent

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Loans up to $75,000
Low fixed-rates
Fast funding
No prepayment fees
No fee to apply

2

LendingClub logo

4.0 Good

Loans up to $50,000
Funded In one week
Lower rates with a co-borrower

3

Upstart logo

4.0  Good

Loans up to $50,000
Soft Credit Check To Pre-Qualify
Fast funding

4

Upgrade logo

3.5 Fair

Get up to $50,000
Low fixed-rates
No prepayment fees

5

Prosper logo

3.5 Fair

Loans up to $40,000
Funding in 14 days
Home equity credit options available

Is a Personal Loan Program Right for Me?

A personal loan program can help you consolidate your high-interest debts for an affordable fixed-rate. This loan could simplify your monthly bills and save you money.

Unsecured Loans

Unsecured loans offer fast funding without collateral. They can be right for consumers who need to fund a large purchase.

Debt Consolidation Loans

A debt consolidation loan could help you consolidate debt for a lower interest rate and enjoy a simplified repayment plan. They can be a good option for consumers who qualify.

Understanding Loan Rates

  1. Above Lending – Rates for personal loans provided by Above Lending range from 4.90% to 35.99% APR with repayment terms from 4 to 84 months.
  2. LendingClub – Rates for personal loans provided by LendingClub range from 6.34% to 35.89% APR with repayment terms from 36 to 60 months.
  3. Upstart – Rates for personal loans provided by Upstart range from 5.40% to 35.99% APR with repayment terms from 36 to 60 months.
  4. Upgrade – Rates for personal loans provided by Upgrade range from 6.55% to 35.97% APR with repayment terms from 24 to 84 months.
  5. Prosper – Rates for personal loans provided by Prosper range from 7.95% to 35.99% APR with repayment terms from 36 to 60 months.

Personal loan offers provided from the lenders on this page will have a rate no higher than 35.99%, with repayment terms ranging from 4 to 84 months. Actual rate depends on credit score, loan term, and other factors. Please visit the lender’s website for a representative example of the total cost of the loan, including all applicable fees.

A representative loan example: For a $10,000 personal loan with a 36 month repayment term, 18.49% APR (including a 5% origination fee), you would receive $9,500 and your required monthly payments would be $346.65. Over the life of the loan, you would pay back a total of $12,479.52. The APR for your loan may be higher or lower than this amount. Actual rate depends on credit score, loan term, and other factors. Please visit the lender’s website for a representative example of the total cost of the loan, including all applicable fees.

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This site is a free online resource that offers helpful reviews and company comparisons to its visitors. The site operator may accept advertising compensation from some of the companies that appear on the site. This compensation may impact the location and order in which companies or their products are presented. Ratings that appear on this site are determined by our subjective opinion and are based on a brand or product’s market share, reputation, services, conversion rates, general consumer interest, fees and features. Company listings or rankings that appear on this site should not be construed as endorsements. Any relationship that you may form with the third parties that may be advertised or listed on this site is exclusively between you, as the consumer, and those third parties. All representations and warranties regarding the information presented on this site are disclaimed. The information, including pricing, which appears on this site is subject to change at any time. Not all companies, websites, products or services that may be available to you have been reviewed by this website.

Trusted Company Reviews may earn commission from qualifying purchases made as a result of our reviews and content.

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Disclosures

Advertising Disclosure

This site is a free online resource that offers helpful reviews and company comparisons to its visitors. The site operator may accept advertising compensation from some of the companies that appear on the site. This compensation may impact the location and order in which companies or their products are presented. Ratings that appear on this site are determined by our subjective opinion and are based on a brand or product’s market share, reputation, services, conversion rates, general consumer interest, fees and features. Company listings or rankings that appear on this site should not be construed as endorsements. Any relationship that you may form with the third parties that may be advertised or listed on this site is exclusively between you, as the consumer, and those third parties. All representations and warranties regarding the information presented on this site are disclaimed. The information, including pricing, which appears on this site is subject to change at any time. Not all companies, websites, products or services that may be available to you have been reviewed by this website.

Trusted Company Reviews may earn commission from qualifying purchases made as a result of our reviews and content.

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Copyright Ⓒ 2022 Trusted Company Reviews – All Rights Reserved