Top Personal Loan Companies

Compare top personal loan companies and finance a big purchase or consolidate your debt.

Our Top Pick

Editor Top Pick Badge
Above Lending logo

4.9

Loans up to $50,000!

  • Low fixed-rates
  • Fast funding
  • No prepayment fees

Find a Lender You Can Trust

When you borrow money you want to make sure you can trust your lender. That’s where we come in. We’ll help you find the best personal loan for your needs.

Our editorial ratings help you compare rates and find offers that are right for you.

Debt Consolidation
Above Lending logo

1

Our Top Pick

4.9 Excellent
Editor Top Pick Badge
  • Loans up to $50,000
  • Low fixed-rates
  • Fast funding
  • No prepayment fees
  • No fee to apply
Lending Club logo

2

4.0 Good
  • Loans up to $50,000
  • Funded In one week
  • Lower rates with a co-borrower
upstart logo

3

4.0 Good
  • Loans up to $50,000
  • Soft Credit Check To Pre-Qualify
  • Fast funding
upgrade logo

4

3.5 Fair
  • Get up to $50,000
  • Low fixed-rates
  • No prepayment fees
Prosper logo

5

3.5 Fair
  • Loans up to $40,000
  • Funding in 14 days
  • Home equity credit options available

Is a Personal Loan Program Right for Me?

A personal loan program can help you consolidate your high-interest debts for an affordable fixed-rate. This loan could simplify your monthly bills and save you money.

Unsecured Loans

Unsecured loans offer fast funding without collateral. They can be right for consumers who need to fund a large purchase.

Debt Consolidation Loans

A debt consolidation loan could help you consolidate debt for a lower interest rate and enjoy a simplified repayment plan. They can be a good option for consumers who qualify.

Understanding Loan Rates

  1. Above Lending – Rates for personal loans provided by Above Lending range from 4.90% to 35.99% APR with repayment terms from 4 to 84 months.
  2. LendingClub – Rates for personal loans provided by LendingClub range from 6.34% to 35.89% APR with repayment terms from 36 to 60 months.
  3. Upstart – Rates for personal loans provided by Upstart range from 5.40% to 35.99% APR with repayment terms from 36 to 60 months.
  4. Upgrade – Rates for personal loans provided by Upgrade range from 6.55% to 35.97% APR with repayment terms from 24 to 84 months.
  5. Prosper – Rates for personal loans provided by Prosper range from 7.95% to 35.99% APR with repayment terms from 36 to 60 months.

Personal loan offers provided from the lenders on this page will have a rate no higher than 35.99%, with repayment terms ranging from 4 to 84 months. Actual rate depends on credit score, loan term, and other factors. Please visit the lender’s website for a representative example of the total cost of the loan, including all applicable fees.

A representative loan example: For a $10,000 personal loan with a 36 month repayment term, 18.49% APR (including a 5% origination fee), you would receive $9,500 and your required monthly payments would be $346.65. Over the life of the loan, you would pay back a total of $12,479.52. The APR for your loan may be higher or lower than this amount. Actual rate depends on credit score, loan term, and other factors. Please visit the lender’s website for a representative example of the total cost of the loan, including all applicable fees.

Want your company or product reviewed by us?