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Top Pet Insurance Companies in California

We know you love your pet, maybe even more than you love most people. So, you must provide them with the best care possible, especially during an emergency. Unfortunately, vet bills are staggering, often leaving life-saving care out of reach when your pet needs it the most.

To help you ensure that your pet can always access the best healthcare, we’ve compiled this list of companies that provide the best pet insurance in California. You’ll find everything you need to know, including what’s covered, deductible options, maximum annual coverage limits, and more!

Tammy McKinney
Registered nurse and accomplished healthcare writer

Why trust Trusted Company Reviews

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  • We work closely with consumers and experts to create editorial ratings.
Our process aggregates a company or product's market share, reputation, service, values, consumer interest, pricing, fees and features to generate a fair rating and comprehensive review. Some of our Trusted Experts who write reviews have appeared in U.S. News & World Report, Forbes, Angi.com and many other publications.

Trusted Company Reviews #1 Pick for 2024

Top Pet Insurance In California Company
Careplus by Chewy
Careplus by Chewy
9.6
  • Direct payments to the vet at checkout
  • Up to 100% coverage on pet medications
  • No insurance payout limits on yearly care costs

Why we love it 💖

Pet parents can rest easy knowing that Careplus will cover up to 100% of their vet bills, and they won’t have to wait for reimbursement.

Our Highest Rated Pet Insurance In California Companies

1
9.6 Excellent

  • Pet parents can opt for direct vet payments or reimbursement
  • Coverage options are available through Lemonade and Trupanion
  • Live telehealth visits are available with all policies
  • Prescription pet food covered up to 90% for 90 days
  • Pet medications and supplements covered up to 100%
  • Some plans offer immediate coverage with no waiting period
2
9.1 Great

  • 24/7 On-Demand Pet Telehealth
  • Microchip coverage is included in most plans
  • Multiple wellness packages available for add-on
  • No pre-requisite vet exam for enrollment
  • Maximum annual coverage $2,500-unlimited
  • Deductible options as low as $100
3
9.0 Great

  • Discounts for Bundling with Car, Renter, Home, or Term-Life Insurance
  • Preventative care add-on
  • End-of-Life care add-on
  • Congenital & hereditary condition coverage
  • Maximum annual coverage $5,000-$100,000
  • Deductible options as low as $100
4
8.9 Very Good

  • Hip Dysplasia coverage on all accident and illness policies
  • Extra office visits for senior pets
  • Dental illness coverage
  • Wellness plan add-ons
  • 5% discount for veterans
  • No waiting period for accident coverage
5
8.7 Very Good

  • Coverage for hereditary conditions
  • Preventative care and wellness plan add-ons
  • Pet triage online
  • 24/7 pet telehealth
  • Poison control hotline assistance
  • 10% multi-pet discount
6
7.9 Good

  • No waiting period for wellness plans
  • Pet telehealth visits
  • Coverage for breed-specific issues
  • Elder pet coverage with no age limit
  • Coverage for boarding fees during hospitalization
  • Dental coverage for the entire mouth

Best Pet Insurance In California Comparison

SPOT EMBRACE ASPCA CAREPLUS BY CHEWY FETCH
Reimbursement or direct Pay Reimbursement Reimbursement Reimbursement Direct Pay or Reimbursement Reimbursement
Maximum Annual Coverage $2,500-Unlimited $5,000 -Unlimited $2,500-$10,000 $20,000-Unlimited $5,000
Reimbursement Choices 70%, 80%, 90%, 100% 70%, 80%, 90% 70%, 80%, 90% 80%-90% 80%
Deductible Choices $100, $250, $500, $750, $1000 $100, $250, $500, $750, $1000 $100, $250, $500 $250, $500, $1,000 $300
Waiting Period 14-Day 16-days for illness coverage, 6 months for orthopedic coverage 15-days 0-14 days No waiting period for wellness plan, 15-days for accident and illness
Multi-pet discount 10% 10% 10% 5-%-10% None
Additional Options 24/7 Pet Telehealth, Annual payment discounts, Wellness packages Exam fee add-on, Prescription drug add-on, wellness plan package available, veteran discount Preventative care and wellness add-ons, 24/7 Pet telehealth, Pet triage online, Poison control hotline Live telehealth services, Prescription and supplement coverage, pet food coverage Pet telehealth visits, dental coverage, wellness plan options
Exclusions Pre-Existing Conditions, Breeding/Pregnancy Care, Cosmetic Surgeries, Preventative Care Pre-existing conditions, preventative care, breeding, spay/neuter Pre-Existing Conditions, Breeding Costs, Cosmetic Procedures, Preventative Care, Pre-Existing Conditions Pre-existing conditions,
Rating 9.1 8.9 8.7 9.6 7.9

What is Pet Insurance?

Pet health insurance covers your pet’s medical care in much the same way that your health insurance covers your medical needs. Whether your pet requires care during an emergency or as a result of aging, insurance policies reimburse pet parents a certain percentage of the vet bills based on the policy they’ve chosen.

Why It’s Important

We know you care for your animals. Whether we’re talking about furry Fido or a bearded dragon, your love runs deep. Imagine hearing that your pet requires life-saving surgery or medical treatment and not being able to afford it. Sadly, many pet parents find themselves with no other option than to euthanize their beloved because care costs are just too high.

Pet health insurance provides a safeguard against this situation by alleviating the need to make your decision based solely on cost. With up to 90% reimbursement rates, you won’t have to choose between groceries for your family and life-saving medical care for your pet.

How does pet insurance work?

Most pet insurance works through reimbursement, requiring you to pay the veterinarian directly and then submit your bill to the insurance company to receive reimbursement based on your policy.

Some policies pay directly, meaning that they send money directly to the vet. However, these policies have more stipulations and require that you see a veterinarian within their network.

Pet Insurance Coverages

Does pet insurance cover neutering and spaying?

Neutering and spaying often fall under the “preventative care” insurance category. Most pet insurance companies do not cover preventative care. However, some policies will offer add-on coverage options that may include coverage of these procedures.

When looking for a plan that covers spaying and neutering, look for one that offers a wellness plan. Confirm coverage by reviewing the fine print and exclusions on your policy.

Does pet insurance cover dental?

Pet dental care can be very complex. Some pets require regular dental cleanings that
can cost $1,000’s. Others may require dental repair due to chipped teeth or infected gums. Most pet insurance plans offer dental care coverage due to injury or infection. However, most standard policies consider regular dental cleanings preventative and exclude them from coverage.

If you’re looking for a policy that covers regular cleanings, consider one that offers a wellness plan add-on. Be sure to confirm that the policy covers dental care before selecting.

Does pet insurance cover hip dysplasia, flea and tick meds, training?

Hip dysplasia coverage is a multifaceted subject in the pet insurance world. There are several factors to consider. First, if your pet had hip dysplasia prior to your insurance policy purchase, the condition will likely be deemed “pre-existing” and will not be covered. Secondly, many insurance carriers will deny claims for hip dysplasia if your pet’s specific breed is genetically predisposed to the condition. Dogs such as German Shepherds, Labrador Retrievers, Bulldogs, and Saint Bernards are just a few that may be excluded from hip dysplasia coverage. Lastly, if your health insurance policy does offer coverage for hip dysplasia, it may require a longer waiting period before coverage for the condition can start.

Flea and tick medication is considered preventative care for your pet. If you’re looking for a policy that will cover the cost of these medications, choose one with a wellness plan add-on. It may add a few dollars to the cost of your policy but will provide significant savings in the long run.

Training your pet is a wonderful way to bond with them and ensure they can pal around with you wherever you go. Unfortunately, obedience training is not likely to be covered by your pet’s health insurance policy. The exception to this rule is if your pet requires training for certain behaviors, such as aggression at the vet. You’ll need to read your policy carefully to determine if the training can be reimbursed, and you’ll likely be required to see a certified trainer or vet for assistance with the behavior.

Does pet insurance cover vaccines?

Like many other preventative care options, a standard pet insurance policy does not typically cover vaccinations. Wellness add-on plans may allow for coverage for some or all vaccinations up to a certain dollar amount.

It’s also important to remember that many policies will deny coverage if your pet becomes ill with a vaccine-preventable illness. So, keeping your pet up-to-date on their immunizations is imperative to take full advantage of your insurance.

Does pet insurance cover prescription food?

Prescription pet food is quite pricey, often running double or triple the cost of your pet’s standard diet. If your pet requires the food long-term, you could face a hefty new weekly bill. Most pet insurance policies won’t cover the cost of the food unless you’ve chosen the wellness add-on.

Does pet insurance cover euthanasia, cremation?

Unfortunately, our pets can’t live forever. Eventually, we’ll all have to say goodbye to our beloved friend and confidant. Some of us will have to make the difficult decision to help our friend over the rainbow bridge through a euthanasia procedure. While it’s heartbreaking to think about, it’s also comforting to know that your insurance will likely cover the cost of the procedure if it is deemed necessary by your veterinarian. You’ll simply file the claim in the same you do for other expenses and await your reimbursement.

Pet health insurance policies do not cover the fees associated with cremation and burial expenses. Affordable options, such as group cremation are often available through your veterinarian’s office.

Do All Vets Take Pet Insurance?

Pet health insurance policies work differently than those for humans. There are no networks to verify or concerns about who will accept the policy. When using your coverage, you’ll take your pet to the vet, pay the bill, and then submit the claim to the insurance company. They’ll reimburse you based on your policy. So, yes, all vets take pet insurance, including emergency and specialty vets.

How Much is Pet Insurance?

Pet insurance costs vary widely depending on your policy choice, your pet breed and number, and additional add-ons. Opting for a higher deductible and lower reimbursement plan will save you money upfront, but a lower deductible, higher reimbursement plan will save you in the long run. You’ll also incur additional expenses if you choose add-ons, such as a wellness policy for preventative care.

Most pet health insurance policies allow you to pay monthly for your policy but will offer a discount if you pay yearly.

Is Pet Insurance Worth it?

Pet insurance is absolutely worth the investment. Just like humans, pet health is unpredictable, and the cost of medical care can be astronomical. A policy provides peace of mind that you’ll never have to deny your pet the care they need based on cost.

Who Is Pet Insurance Best For?

Pet insurance is a wonderful option for everyone with an animal. Even if you believe that you’d be able to afford care in the case of an emergency or health need, the guarantee of having it available is more than worth the cost.

What is the best pet insurance in California?

The best pet insurance in California may vary depending on your pet’s specific needs. We’ve summarized our picks for the top 5 pet insurance companies in California. Within our selection, you can find which one works best for you.

How to get pet insurance in California?

Applying for pet insurance in California is very simple. Review our listing above to decide which company is right for you. From there, click the link to go directly to the insurance provider’s website. You’ll fill out a short form, and the insurance company will summarize your options. Make your selections based on what is most important to you, then purchase. It’s really that simple!

Can you deduct pet insurance from your taxes in California?

Pet insurance premiums are not deductible in most cases. However, there are some exceptions to the rule. If your pet is a working animal, such as a service dog or a show animal, you may be able to include your premiums in your deductions. Furthermore, if your pet’s medical expenses exceed 7.5% of your adjusted gross income, you may also be able to include them in your deductions using Form 1040. Consult your accountant when deciding if your pet’s insurance premiums qualify as deductions.

What to Look For In Pet Insurance

  • When choosing a pet insurance policy, there are several things to consider.
  • What is the monthly cost? Is it within your budget?
  • Does the policy work through reimbursement or direct pay? Some policies require that you pay the vet directly and submit a claim for reimbursement, while others will pay the vet directly.
  • What is the deductible? You must pay this amount each year before you can submit claims for services.
  • What is the reimbursement rate? The reimbursement rate is the percentage of the bill that the policy will reimburse once you submit a claim.
  • What is the maximum annual coverage? The maximum annual coverage is the limit that the insurance will reimburse throughout the year. Choosing a lower maximum may leave you on the hook for additional costs if your pet requires a lot of care.
  • What is the waiting period? Most policies will have a waiting period before coverage begins. Be sure to know the timeframe so you don’t submit a claim too soon and miss out on reimbursement.
  • Is a multi-pet discount offered? If you have several pets, look for a policy that offers you a discount.
  • What is covered/not covered? Coverage options are pretty standard across the board but may vary slightly depending on your policy. Read the coverage information carefully before purchasing.
  • What additional benefits are offered? Some policies will allow access to pet telehealth, discounts for yearly payments, wellness plan add-ons, and more.

Careplus By Chewy

Best Overall

We’ve chosen Careplus by Chewy for the best overall pet insurance in California. This company offers the widest array of options, low deductibles, high payouts, and the option to have your vet paid directly at the close of your visit.

Careplus is the only option on our list offering to pay your vet directly, which is difficult to find in the pet health insurance industry.

About

Careplus by Chewy is available through a partnership between Chewy, Lemonade, and Trupanion. It offers a wide variety of options, customizable plans, the ability to have your vet paid directly at the close of your visit, and add-ons and additional benefits available to members, such as live telehealth services, prescription and supplement coverage, prescription food coverage, and more.

Features and Benefits

  • Direct payments to the vet at checkout
  • Up to 100% coverage on pet medications
  • No insurance payout limits on yearly care costs
  • Pet parents can opt for direct vet payments or reimbursement
  • Coverage options are available through Lemonade and Trupanion
  • Live telehealth visits are available with all policies
  • Prescription pet food covered up to 90% for 90 days
  • Pet medications and supplements covered up to 100%
  • No waiting periods with some policies

Why We Chose

Chewy, Lemonade, and Trupanion are all trusted names in the pet care industry, assuring that you’ll get a top-tier product. In addition, the availability of direct pay to the vet is an option not found in most other policies.

Pros and Cons

Pros

  • Direct pay option available
  • Customizable plan options from both Lemonade and Trupanion
  • Unlimited annual payout available
  • Some plan options go into effect immediately
  • Pet prescription and pet food coverage

Cons

  • Pre-existing conditions not covered
  • 14-day waiting period for some policies
  • Multi-pet discount may be as low as 5%
Payment Type Max Annual Coverage Reimbursement Options Deductible
CAREPLUS BY CHEWY Direct Pay or Reimbursement $20,000-Unlimited 80%-90% $250, $500, $1,000

 

Spot

Best Customization

Spot has landed in second place on our list of available pet insurance in California. It offers the most customizable options, allowing you to create and purchase a policy that perfectly fits you and your pet.

About

With a mission to create a more caring world, Spot offers pet-focused policies that fit within any budget. There is no open enrollment period, so you can sign up for a policy anytime. If you’re unhappy with your policy, Spot offers a money-back guarantee for 30 days.

Features and Benefits

  • 24/7 On-Demand Pet Telehealth
  • Microchip coverage is included in most plans
  • Multiple wellness packages available for add-on
  • No pre-requisite vet exam for enrollment
  • Maximum annual coverage $2,500-unlimited
  • Deductible options as low as $100
  • 30-day money-back guarantee

Why We Chose

We chose Spot as the most customizable option on our list of the best pet insurance companies in California because it offers a broader range of options than any other company we found. You can build the perfect pet insurance policy depending on your pet’s needs and budget. Maximum annual coverage options from $2,500 to unlimited are available next to deductible options from $100/year to $1,000/year. Reimbursement choices range from 70%-100%, with most other policies topping out at 90% maximum. The 14-day waiting period is on par with industry standards, and the 10% multi-pet discount can save you even more.

Pros and Cons

Pros

  • Up to unlimited annual coverage
  • Up to 100% reimbursement
  • Deductibles as low as $100
  • 10% multi-pet discount
  • 24/7 Pet telehealth
  • Wellness Packages available
  • Annual pay discounts

Cons

  • 14-day waiting period
  • Reimbursement option only, no direct pay
  • Exclusions for breeding/pregnancy care
  • Must purchase wellness package for preventative care coverage
Payment Type Max Annual Coverage Reimbursement Options Deductible
SPOT Reimbursement $2,500-Unlimited 70%, 80%, 90%, 100% $100, $250, $500, $750, $1000

Lemonade

Best Bundles & Add-Ons

Lemonade, a trusted leader in pet health insurance, is a clear choice for inclusion in the top 6 pet health insurance companies in California. The ability to bundle your pet’s health insurance with your auto, home, renters, or term-life insurance is a game changer, and with affordable pricing, their long list of add-ons are well within reach.

About

A relatively new player in the pet health insurance industry, Lemonade has been around since 2015. With a strong focus on quality customer service, transparency, and affordable prices, Lemonade has created a company that’s sure to become a long-term trusted leader in insurance. Members enjoy access to their streamlined app and can sign up for the Lemonade Giveback Program, which allows users to choose which nonprofit receives donations from Lemonade at the end of the year.

Features and Benefits

  • Discounts for bundling with car, renter, home, or term-life insurance
  • Preventative care add-on
  • End-of-Life care add-on
  • Congenital & hereditary condition coverage
  • Maximum annual coverage $5,000-$100,000
  • Deductible options as low as $100

Why We Chose

We chose to include Lemonade on our list because its bundling and discount options, paired with its commitment to affordable pricing, make it a serious contender. Members can rest assured knowing that they’re getting the best possible price on customizable plans that include low deductibles, high reimbursement rates, and add-ons for things like end-of-life care. While direct pay is not currently an option, their reimbursement app is modern and easy to use. Their service also covers hereditary and congenital conditions such as cherry eye, hernias, epilepsy, and hypothyroidism, something not commonly offered in the industry.

Pros and Cons

Pros

  • Up to $100,000 annual coverage
  • Up to 90% reimbursement
  • Deductibles as low as $100
  • 5% multi-pet discount
  • 10% insurance bundle discount
  • Preventative Care packages available
  • End-of-life care packages available
  • Annual pay discounts

Cons

  • Long waiting periods for certain conditions
  • Reimbursement option only, no direct pay
  • No live telehealth coverage
Payment Type Max Annual Coverage Reimbursement Options Deductible
LEMONADE Reimbursement $5,000-$100,000 70%, 80%, 90% $100, $250, $500, $750

Embrace

Best for Breeds Prone to Hip Dysplasia

As we delved deep into the options offered by each company, Embrace repeatedly topped the list as the best pet insurance company in California for breeds prone to Hip Dysplasia. With most other policies denying the coverage outright, Embrace’s inclusion makes them one of the few options for parents of pets who may need the expensive treatment.

About

Embrace pet insurance company has been covering fur babies since 2003 and, since that time, has stood out as a leader in the industry. With coverage for accidents, illness, and breed-specific, congenital, and genetic conditions, they’re your best bet for coverage when your furry friend may need a little extra care.

Features and Benefits

  • Hip Dysplasia coverage on all accident and illness policies
  • Extra office visits for senior pets
  • Dental illness coverage
  • Wellness plan add-ons
  • 5% discount for veterans
  • No waiting period for accident coverage
  • 14-day waiting period
  • 10% multi-pet discount

Why We Chose

Most health insurance policies deny coverage for hip dysplasia if the animal’s breed is prone to suffering from it. This exclusion leaves pet parents of breeds such as German Shepherds, Labrador Retrievers, Bulldogs, Saint Bernards, and others without a viable option for covering their pet’s care needs. Thankfully, Embrace embraces the challenge and offers coverage for the condition. As long as your pet isn’t already suffering from the condition, you’re good to go. Additionally, if you have a senior pet, Embrace’s policies will cover additional visits to keep them in tip-top shape.

Pros and Cons

Pros

  • Coverage for hip dysplasia
  • Coverage for other congenital disorders
  • Up to unlimited maximum coverage
  • Up to 90% reimbursement
  • Low deductible options
  • Plenty of add-on options are available

Cons

  • 16-day illness waiting period
  • 6-month orthopedic coverage waiting period
  • No option for direct pay to the vet
Payment Type Max Annual Coverage Reimbursement Options Deductible
EMBRACE Reimbursement $5,000-Unlimited 70%, 80%, 90% $100, $250, $500, $750, $1000

ASPCA

Best Preventative Policy

The ASPCA’s pet insurance policy is one of the best pet insurance companies in California because of its strong focus on preventative care. Overall, the company aligns with industry standards for its other options, but in this area, it excels.

About

ASPCA has been offering pet insurance since 1997. Their robust coverage reimburses pet parents for standard accidents, injuries and illnesses, behavioral problems, alternative therapies, and some hereditary disorders.

Features and Benefits

  • Coverage for hereditary conditions
  • Preventative care and wellness plan add-ons
  • Pet triage online
  • 24/7 pet telehealth
  • Poison control hotline assistance
  • 10% multi-pet discount

Why We Chose

We chose to include ASPCA pet health insurance because of their focus on preventative care. Not only is their wellness add-on very affordable, but it covers everything you’ll need to keep your pet healthy, from wellness exams to vaccines, heartworm prevention, and flea/tick medication. They’ll even reimburse you for the cost of dental cleanings, something not always offered through other policies.

In addition to the add-on options, all policyholders have access to 24/7 pet telehealth, an online pet triage program, and a poison control hotline.

Pros and Cons

Pros

  • Deductibles as low as $100
  • 10% multi-pet discount
  • Preventative care and wellness plan add-ons
  • Pet triage online
  • 24/7 pet telehealth

Cons

  • No direct pay options available
  • Maximum annual coverage of $10,000
  • 15-day waiting period
  • Several exclusions apply
Payment Type Max Annual Coverage Reimbursement Options Deductible
ASPCA Reimbursement $2,500-$10,000 70%, 80%, 90% $100, $250, $500

Fetch

Best Elder Pet Coverage

Fetch makes its way to our list of best pet insurance companies in California based on their coverage for elder pets. Unlike some other policies, they don’t exclude a pet based on age; instead, they offer specific add-ons for those who are a little long in the tooth.

About

Fetch pet insurance has been covering four-legged loved ones since 2013 and continues its commitment with offerings for wellness and elder pet coverage. In addition, it meets many industry standards with its availability of pet telehealth, wellness plans, and limited exclusions.

Features and Benefits

  • No waiting period for wellness plans
  • Pet telehealth visits
  • Coverage for breed-specific issues
  • Elder pet coverage with no age limit
  • Coverage for boarding fees during hospitalization
  • Dental coverage for the entire mouth

Why We Chose

We chose to add Fetch to our list of the best pet insurance companies in California based on their love and care of elderly pets. Even if you adopt an older animal that has never had regular medical care, you can rest assured that Fetch is there to cover their needs. In addition, their dental coverage and coverage for boarding fees during hospitalization propels them to the top 5 pet insurance companies in California.

Pros and Cons

Pros

  • $300 deductible
  • Pet telehealth visits
  • Dental coverage
  • Exam fees are covered
  • Elder pet coverage
  • No waiting period for the wellness plan
  • Boarding fee coverage during hospitalization

Cons

  • Minimal plan customization
  • $5,000 maximum annual coverage
  • 80% top reimbursement
  • No multi-pet discount
Payment Type Max Annual Coverage Reimbursement Options Deductible
FETCH Reimbursement $5,000 80% $300

Frequently Asked Questions

These are some of the most common questions surrounding the best pet insurance in California

What is a good annual limit for pet insurance?

Annual limits vary greatly, ranging from $2,500 to unlimited. When choosing your policy, you may select your preferred limit based on your budget and your prediction of how much care your pet may require during the year. Remember that most policies will not cover any costs over the annual limit.

Which pet insurance pays the vets directly?

Most pet insurance providers reimburse the purchaser directly after they’ve filed a claim. This requires the pet parent to pay the vet directly at the time of service, report the cost to the insurance company, and wait for reimbursement. While this may feel inconvenient, it allows the insurance company to keep costs down while also covering services by all veterinarians.

If you’re concerned about the upfront costs associated with this system, there are pet insurance companies that will pay the veterinarian directly. However, you’ll need to confirm with the veterinarian if they accept the insurance ahead of time, and you’ll still be required to pay your deductible and co-insurance out of pocket at the time of service.

Does pet insurance cover emergency visits?

Emergency veterinary care can be steep, often costing hundreds or even thousands more than regular office visits. Depending on the reason for your emergency visit, your pet’s health insurance policy may or may not offer coverage.

Most policies cover emergency visits. However, individual policies may have exceptions for pre-existing conditions, vaccine-preventable illnesses, illnesses related to pregnancy and birth, repeated foreign body ingestions, injury related to abuse or neglect, failure to follow previous veterinary directions, or illness or injury caused by nuclear war. Be sure to review your policy carefully before purchasing.

Is pet insurance worth it for an indoor cat?

Whether your pet is always indoors or an indoor/outdoor friend, pet insurance is still worth the investment. Natural aging, genetic predisposition, and accidents can affect animals in any place at any time. Prepare ahead of time by insuring your pet and guaranteeing that medical care will be available when it needs it.

Which pet insurance has no waiting period?

Waiting periods vary from policy to policy but typically range from 14 to 16 days. However, some specialty plans may have waiting periods of up to 6 months for some coverage. Careplus by Chewy offers plans with no waiting period, and Fetch’s wellness plan kicks on the same day of purchase as well.

How much is pet insurance?

Pet insurance costs vary widely depending on your pet and the options you choose for your policy. Fortunately, most policies offer free and quick online quotes.

What does pet insurance cover?

Pet insurance covers an array of medical needs for your animals, including accident and illness treatment, medications, hospitalizations, surgeries, testing, emergency care, specialist care, and more.