Budgeting Apps
YNAB Budgeting App
4.78
About YNAB Budgeting App
YNAB, short for You Need A Budget, is an award-winning budgeting program that specializes in helping consumers to save money and get out of debt.
You Need a Budget is based on the envelope method and helps user separate spending by category and tracks spending progress in real time.
Overview
- Price
- $14.99/month or $99/year
- Interest Rate
- 5.39-35.99%
- Best for
- Setting Savings Goals
- iOS Rating
- 4.8/5
- Google Play Rating
- 4.6/5
Editorial Rating*
4.78
Excellent
Excellent
“YNAB is an affordable option for budgeters who want to monitor spending and set savings goals using a well-designed mobile experience.”
Benefits and Features
Create and Manage Budgets
Track Spending
Create Savings Goals
Track Spending
Create Savings Goals
Free Trial for 34 Days
Net Worth Calculator
Syncs with Multiple Devices
Net Worth Calculator
Syncs with Multiple Devices
Loan Calculator
How Does YNAB Work?
YNAB syncs to your bank accounts and tracks your income and expenses to help you monitor spending and savings goals.
Best For:
- Setting Savings Goals

Pros
-
- Offers automatic transaction syncing
- Allows multiple budgets
- Easy to customize
- Syncs with multiple devices
- An attractive and easy-to-use app
- A net worth calculator is a good bonus
Cons
-
- No free option
- No bill tracking or bill pay options
- No automatic subscription cancellation
- No investment tracking
Download the YNAB Budgeting App Now!
Enjoy a new way to manage money with the free Mint budgeting app.
*Ratings that appear on this site are determined by our subjective opinion and are based on an analysis that aggregates a company’s reputation, services, general consumer interest, fees, and features. Listings that appear on this site are not endorsements.