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Olive Car Warranty

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Olive Car Warranty Reviews, Complaints and Ratings for 2023

Is an Olive car warranty worth your investment? You’re in the right place if you’re scouring the internet for Olive car warranty reviews. We’re here to equip you with the insights to determine the best extended car warranty plan and get it at the right price.

To provide you with the best possible advice, we’ve enlisted the expertise of industry professional Chris Teague.

olive extended car warranty reviews

But let’s begin with some technicalities. Although operating under the name Repair Ventures, LLC, Olive car warranty plans can carry varying designations depending on the state in which they’re available. In California, they’re positioned as extended car warranty plans, but marketed as “mechanical breakdown insurance”. In Florida, however, the same plans are referred to as vehicle service contracts. For simplicity, we’ll refer to these plans as “extended warranties.”

Selecting an extended car warranty can be a nerve-racking decision, given the industry’s less-than-favorable reputation. Dissatisfied customers often share their negative experiences loudly online, but it’s crucial to remember that numerous companies genuinely serve contented customers with reliable extended warranty coverage.

olive car warranty reviews bbb

Is Olive warranty legit?

With only a few years of operation, Olive is a relatively fresh entrant in this sector. Nevertheless, the company offers a unique blend of value and convenience that sets it apart, including the convenience of setting up service online without the need for direct human interaction.

About Olive

Olive was founded in 2020 and has grown quickly with its digital signups and fast customer service. The company offers three levels of coverage, ranging from basic powertrain components to “complete care,” which covers most major vehicle systems. Customers enjoy no waiting period when signing up for a new Olive plan, and coverage can be canceled at any time. It’s important to note that drivers in California are eligible for a slightly different product called mechanical breakdown insurance, but the process to sign up is nearly identical to Olive’s standard extended warranty plans. 

Surprisingly, customers don’t pay a severe premium for the convenience of an Olive warranty plan. The company’s plans are often on the less expensive end of the spectrum, though it doesn’t offer zero-deductible extended warranties. Olive’s plans have deductibles that range from $100 to $500, and the higher deductible plans generally come with a lower monthly payment. Olive’s plans also come with a few perks, including rental car reimbursement, up to $100 in towing, and more. 

Olive Warranty Pros and Cons

An Olive extended warranty plan has plenty of perks, but the company isn’t perfect. Let’s hit the highs and lows. 


  • The all-online signup process is quick and easy

  • Adjustable deductible gives flexible payment options

  • Olive’s pricing is more reasonable than many


  • Strict rules around preexisting conditions

  • No $0 deductible option

  •  Age and mileage limits exclude many vehicles

Olive Process to Get Started

Prospective Olive customers can get a quote in less than a minute online, as the company only requires the make and model of the vehicle, the mileage, and contact information. Yes, you’ll have to give up your email address, but sharing your phone number is optional. Once Olive generates a quote, all it takes is payment and a bit more information about the vehicle, and coverage begins. Since there’s no waiting period, the car is protected from the moment payment clears. 

Even though the company makes signing up for a warranty exceedingly convenient, there are some limitations on the types of vehicles that qualify for coverage. Olive covers most vehicle brands, both new and used. The vehicle can be up to ten years old and have up to 140,000 miles, and coverage runs until the vehicle is 12 years old or has a total of 185,000 miles, whichever comes first. Olive plans can be canceled at any time, and if you cancel within the first 30 days, you’re entitled to a full refund if you haven’t used the warranty, and the company issues prorated refunds to warranty customers who have used their coverage. Warranty plans are also fully transferrable to subsequent vehicle owners.

Olive Extended Car Warranty Claims and Process

Olive makes signing up easy, but its claims process is somewhat unconventional. Rather than asking customers to call them directly, the car must be taken to a shop, where it will be evaluated. The shop will communicate with Olive directly and does not require your input during the process. Olive must approve repairs through communication with the shop, or the claim will not be paid.  

You’ll need to pay a deductible and be patient while your repairs are completed. Though Olive makes most things painless and quick, you’re at the mercy of the shop’s timeline for repairs. Olive does not guarantee a turnaround time, though it requires that you take your vehicle to an ASE-certified shop, which is more likely to complete repairs in a timely fashion. 

 Reasons Olive Denies Claims

 Olive doesn’t require a waiting period or a pre-coverage inspection, but that doesn’t mean it covers anything and everything. In fact, the company’s list of exclusions is as long as, if not longer than, the leading providers in the industry. Olive will not cover the following:

  •     Repairs performed without prior approval
  •     Damage caused by the continued operation after a problem is recognized
  •     Diagnostics if the failed component is not covered
  •     Preexisting conditions – Olive won’t cover issues that your car had before signing up for a warranty
  •     Parts that fail due to abuse or neglect
  •     Damage caused by wrecks, natural disasters, vandalism, etc.
  •     Aftermarket parts or parts improperly installed
  •     Recalled components
  •     Modified vehicles

Olive Costs and Prices

 Olive’s plans are generally more affordable than most in the industry, but again, there’s no zero-deductible option. Even so, it’s hard to beat the pricing.

Coverage for a 2019 VW Golf GTI with 35,000 miles ranges from around $29 to about $53 per month for the most comprehensive coverage.

While it’s true that the VW is still covered under its factory warranty, that coverage is about to expire, so it’s time to consider extra coverage. Olive’s excellent website design lets customers adjust their deductibles and view the updated monthly payment amount.

For example, Olive Complete Care for our 2019 GTI costs $52.56 per month with a $500 deductible, $91.98 per month with a $250 deductible, and $131.40 monthly with a $100 deductible.

That flexibility and transparency are rare among extended warranty providers, making Olive a standout option. 

Olive Warranty Customer Reviews

 Since it’s so new, Olive hasn’t accumulated a mass of online reviews on sites like Consumer Affairs and the Better Business Bureau.

That said, the reviews it does have are mostly positive, with five stars making up 63 percent of reviews on Consumer Affairs.

Bad Reviews of Olive Car Warranty

Unfortunately for Olive, it’s not immune to negative reviews. Some customers expressed confusion with the no-waiting policy, as some purchased vehicles with unknown preexisting conditions only to discover that the problems were not covered.

That highlights the importance of understanding your warranty contract, and it’s also a good reminder that a pre-purchase inspection is of great importance with used vehicles.

Other negative reviews involve communication issues between the customer, Olive, and the repair shop. Some people felt that Olive should be more involved and proactive during the repair process, while others expressed frustration with the claims process and difficulties working with the adjuster.

Should You Buy an Olive Warranty?

Though I’ve never personally purchased an Olive warranty, the company will be at the top of my shopping list the next time I need one. Its transparency and ease of interaction make it a refreshing alternative to the old-school, pushy tactics employed by others in the industry. It’s nice to be able to complete an entire warranty transaction online, and Olive’s policy of no waiting period is unique. Most people report a fast and painless claims process, and the “adjustable deductible” gives customers a range of payment options.

Having said that, some people might prefer a more human touch with their warranty coverage. Olive is also somewhat limiting with its mileage and vehicle age requirements, as the car can’t be older than ten model years when the policy starts. Finally, several of Olive’s negative reviews relate to exclusions and definitions in its warranty plans. It’s a problem that unfortunately plagues almost every company in the extended warranty business, and there’s a lack of education or communication from most companies that contributes greatly to the problem. In any case, it’s not unique to Olive and should not be a reason to avoid booking coverage with the company.

Olive Alternatives

Few companies offer the convenience and ease of service that Olive’s customers enjoy. Even so, there are some solid alternatives with comparable service and ease of claims. Olive is a great alternative with plenty of not-negative customer reviews and a range of products. Endurance is another solid choice, and it’s easily one of the best-known and most well-respected warranty companies around. 

Frequently Asked Questions

Is Olive a legitimate company?

What is an Extended Car Warranty?

How is an extended car warranty different from car insurance? 

How long are Olive’s warranty plans?

Does Olive pay its claims?

How long is Olive’s waiting period?

Does Olive cover pre-existing conditions?

What is covered under Olive's extended car warranty plan?

What's Not Covered Under Olive Car Warranty Plans


Olive Car Warranty Rating, by

Rating Criteria for Extended Car Warranty Companies Points (1-10)
Coverage Options and Flexibility 9
Claim Process and Customer Service  9
Plan Cost and Value for Money 9
Customer Reviews and Reputation  7
Financial Stability and Industry Ratings  7
Additional Benefits and Features 7
Deductible and Repair Shop Network 8
BBB Rating and Accreditation Status   10
Time in Business  10
Expert’s Subjective Rating  (1-20 Points) 19
Olive Total Points 95

About Author

Dr. Ali
After earning an MBA, Chris began writing about tech and finance as part of his work as a bank analyst and consultant. Wanting to pursue his first love in life, Chris jumped ship and turned his focus to the automotive industry, first as a freelance writer for Forbes, J.D. Power, The Drive, and U.S. News & World Report, before starting and the America on the Road Radio Show. Chris brings more than ten years of experience in product reviews, in-depth analyses, and news, and has been recognized as a significant contributor in building the future of the automotive media field.
Dr. Ali

Chris Teague – Auto Industry Guru

Last Updated: December 14, 2023

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