Mortgage Payoff Calculator
Enter your current mortgage details to see how extra monthly payments can shorten your payoff timeline and reduce your total interest cost. Results update automatically as you adjust the numbers.
Your Mortgage Details
Input your current mortgage balance, APR, and remaining term. Then add an extra monthly payment to estimate your payoff savings.
Enter your current payoff balance.
Use your current mortgage note rate.
Enter the number of payments left on your mortgage.
If you leave this at $0, we’ll estimate P&I from your balance, APR, and term.
Extra payments are applied to principal in this estimate.
Actions
Results
Monthly Payment (P&I)
| Current: — |
| With extra: — |
Payoff Time
| Current: — |
| With extra: — |
| — |
Total Interest
| Current: — |
| With extra: — |
| — |
Estimated Savings
| Interest saved: — |
| Time saved: — |
Tip: Try adding $50, $100, or $200 per month to see how much faster you could pay off your mortgage.
Results update automatically as you adjust your inputs.
Mortgage Balance Over Time
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