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Author Picture

Brett Holzhauer

Personal Finance Reporter

About the Author

Brett Holzhauer is a senior financial writer and editor with more than a decade of experience covering personal finance, consumer debt, investing, and the U.S. economy. He has written for major national outlets, including Forbes and CNBC, where his reporting has helped readers navigate everything from market volatility and retirement planning to credit, debt, and consumer behavior.

Brett’s perspective is shaped by the realities facing millennials and younger professionals: rising housing costs, student debt, shifting labor markets, and the growing gap between traditional financial advice and modern economic life.

He is particularly interested in opportunity cost, behavioral finance, and how technology is reshaping the way people save, spend, and invest.

A graduate of the Walter Cronkite School of Journalism and Mass Communications at Arizona State University, Brett brings editorial rigor, data fluency, and a strong consumer lens to every piece he publishes. In his off time, he is either traveling or watching college football.

Expertise

  • Personal Finance Research and Reporting

Education

  • Walter Cronkite School of Journalism at Arizona State

Brett's Latest Articles

A woman reviewing bills and savings at home while considering a down payment on a house using retirement funds.
Using Retirement Funds for a Down Payment on a House? What to Know
Housing has become remarkably expensive, leading some homebuyers to dip into their retirement nest eggs for their initial down payment. […]
8 MIN READJan 26, 2026
Person reviewing a financial checklist on a laptop to plan money goals for the new year.
5 Ways To Crush Your Finances in 2026
The new year is upon us, and the annual attempt at New Year’s resolutions is warming up. This financial checklist […]
7 MIN READDec 17, 2025
How to pay for a funeral with no money, illustrated by a coffin filled with cash representing rising funeral costs and debt
Funeral Debt Is Rising: Here’s Why, and How to Pay for a Funeral with No Money
Life has become increasingly expensive in recent years. So has dying. And those left behind are shouldering the grief, and […]
6 MIN READDec 13, 2025
Person reviewing high utility bills outside a building with electric meters
Rising Utility Bills Squeeze Household Budgets: How Families Are Coping Across the Country
If you’ve noticed that your utility bills have gone up, you’re not alone. J.D. Power estimates utility bills have shot […]
5 MIN READOct 28, 2025
Young graduate in cap and gown looking stressed at a laptop, symbolizing the weight of student loan debt.
Student Loan Debts Mount: Thousands Waiting, Millions Indebted
The student loan debt picture is growing bleak. Recent numbers show the applicant wait list for Public Student Loan Forgiveness […]
5 MIN READOct 01, 2025
Overhead view of a couple reviewing a credit card statement at a kitchen table, with a digital overlay showing the Federal Reserve building and a downward-trending graph labeled “-0.25%,” symbolizing the Fed interest rate decision.
Fed Interest Rate Decision – What the New Lower Rate Means For You
The Federal Reserve announced last week it’s lowering interest rates for the first time in nearly a year. This rate […]
5 MIN READSep 27, 2025
Capital One building after ending Discover home loans and refinance loan applications.
Discover Shuts Down Its Home Loans and Refinancing
Discover is a major financial services company that offers products ranging from credit cards to personal and home equity loans. […]
5 MIN READAug 24, 2025
Happy couple holding house keys after FHA loan approval with new VantageScore 4.0 credit scoring
FHA Now Accepts VantageScore 4.0 for Loans – Here’s what it means for homebuyers
For years, borrowers seeking an FHA loan had their creditworthiness judged almost exclusively by one number: their FICO® Score. But […]
5 MIN READAug 18, 2025
Student loan update concept image showing a cracked graduation cap on top of past due notices and money, symbolizing the burden of restarting student loan repayments.
Student Loan Update: Repayment Resumes for 5 Million Borrowers in Default
After 1,879 days of pandemic-era student loan relief, borrowers in default are now forced into repayment. The Department of Education […]
4 MIN READMay 02, 2025
trump tariff plan news feature image
The Trump Tariff Plan, Tax Reform, and More: How It Will Affect Your Finances
President Trump wasted no time moving on his agenda. Within hours of taking the oath, the reinstated commander-in-chief signed a […]
4 MIN READFeb 10, 2025
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