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Paul's Latest Articles

Compound interest vs simple interest illustrated with stacked coins growing over time
Compound Interest Vs Simple
Saving and borrowing money are great ways to get ahead in life, but the interest earned or paid on those […]
6 MIN READJan 10, 2026
Person reviewing financial documents and planning strategic financial resolutions at home
4 Strategic Financial Resolutions That Actually Work for the New Year… Or Anytime
It’s the New Year, which means it’s time for New Year’s resolutions. However, we all know the vast majority of […]
6 MIN READJan 06, 2026
Factors to consider when borrowing money, shown by a cash exchange over a signed loan contract.
9 Real-Life Factors to Consider When Borrowing Money
Life is expensive, and for many, borrowing for essential purchases is an absolute necessity. Furthermore, according to the United States […]
12 MIN READDec 29, 2025
Laptop displaying a credit score gauge, representing the concept of what is a tier one credit score.
What Is a Tier One Credit Score?
When applying for a mortgage, auto loan, or premium credit card, you might hear lenders refer to your credit tier […]
7 MIN READDec 27, 2025
Petco vs PetSmart comparison image showing a dog and a cat facing off, representing differences in pet products and services.
Petco Vs PetSmart
Often situated within a reasonable distance from each other, many pet owners wonder which retailer offers the best deals, grooming, […]
3 MIN READDec 17, 2025
Person reviewing a financial checklist on a laptop to plan money goals for the new year.
5 Ways To Crush Your Finances in 2026
The new year is upon us, and the annual attempt at New Year’s resolutions is warming up. This financial checklist […]
7 MIN READDec 17, 2025
Person lowering a credit card interest rate on a smartphone, shown by a downward arrow and percent symbol
How Can I Lower My Credit-Card Interest Rate?
Credit cards are powerful financial tools that can help in a number of situations, but they don’t come without risks […]
7 MIN READDec 13, 2025
How to pay for a funeral with no money, illustrated by a coffin filled with cash representing rising funeral costs and debt
Funeral Debt Is Rising: Here’s Why, and How to Pay for a Funeral with No Money
Life has become increasingly expensive in recent years. So has dying. And those left behind are shouldering the grief, and […]
6 MIN READDec 13, 2025
How to pay for a funeral, shown by a hearse with floral arrangement during a memorial service
How to Pay for a Funeral: Costs, Options, Loans, and Plans
Our How to Pay for a Funeral article explores viable options for funding a meaningful service to honor your loved […]
8 MIN READDec 13, 2025
Stethoscope lying on a stack of one-hundred-dollar bills in front of an American flag, representing the growing crisis of medical debt in America.
Medical Debt in America: The True Cost of Getting Sick
In the United States, illness often comes with a steep financial price tag. For millions of unsuspecting, even insured Americans, […]
5 MIN READNov 28, 2025
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