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How to Consolidate Credit Card Debt

How to Consolidate Credit Card Debt

Credit card debt can build up fast, and steep interest charges make it hard to catch up. When balances get out of hand, your minimum payments may barely cover the interest, keeping you in a cycle of revolving debt. The Federal Reserve made this statement in a recent...
How Does Debt Consolidation Affect Your Credit?

How Does Debt Consolidation Affect Your Credit?

Debt consolidation can affect your credit in both positive and negative ways. The consolidation process itself may initially lower your credit score a few points due to a hard inquiry and the opening of a new credit account. However, it can also help improve your...
How Does Debt Consolidation Work?

How Does Debt Consolidation Work?

Managing debt can feel overwhelming when you’re juggling high interest rates, multiple balances, and scattered due dates. Debt consolidation works by combining those debts into a single payment, usually at a lower interest rate. That can reduce the total interest...
Is Forward Funding Legit?

Is Forward Funding Legit?

Did you receive a mailer and wonder, is Forward Funding Legit? At least 82% of Americans carry credit cards. An estimated 11% of those max them out each month. It’s safe to say that there are likely dishonest debt consolidation lending firms out there looking to...