Debt & Loan Guides
Borrowing money or getting out of debt shouldn't require a finance degree. Our guides explain loans, debt consolidation, and important financial decisions in plain English, helping you understand your options before making a commitment.
Debt Consolidation Basics
How consolidation really works, what it does to your credit, and when it's worth it.
Debt Consolidation Loans
Loans, balance transfers, and other ways to trade high-interest debt for a lower rate.
Car Buying & Car Payments
What you can afford, how to pay for it, and what happens if a payment slips.
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Personal Loan Comparisons & Reviews
Side-by-side looks at the lenders and marketplaces people ask about most.
Personal Loans Explained
How personal loans and lines of credit work, and what to weigh before you borrow.
Small Business Loans & Credit
Funding options for small businesses and how to qualify for them.
Frequently Asked Questions
Do debt consolidation loans hurt my credit?
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Is debt consolidation the same as debt settlement?
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Can I still buy a house if I'm consolidating debt?
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What actually happens if I stop paying a collection agency?
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Should I get a personal loan or use a credit card?
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Debt Consolidation Basics
How consolidation really works, what it does to your credit, and when it's worth it.
Debt Consolidation vs. Bankruptcy: Which Option Is Right for You?
Debt consolidation and bankruptcy solve debt in very different ways. This guide compares costs, credit impact, timelines, and when each option may make sense for your situation.
May 5, 2026 • Deane Biermeier
Debt Consolidation
Does Debt Consolidation Affect Buying a Home? Here’s What You Need to Know
You may be wondering, “Does debt consolidation affect buying a home?” And you're correct to carefully consider such questions. Buying […]
Nov 17, 2025 • Deane Biermeier
Debt Consolidation
How Does Debt Consolidation Affect Your Credit?
Debt consolidation can affect your credit in both positive and negative ways. The consolidation process itself may initially lower your […]
Sep 12, 2025 • Deane Biermeier
Debt Consolidation
How Does Debt Consolidation Work?
Managing debt can feel overwhelming when you’re juggling high interest rates, multiple balances, and scattered due dates. Debt consolidation works […]
Sep 5, 2025 • Deane Biermeier
Debt Consolidation
How to Consolidate Credit Card Debt
Credit card debt can build up fast, and steep interest charges make it hard to catch up. When balances get […]
Sep 14, 2025 • Deane Biermeier
Debt Consolidation Loans
Loans, balance transfers, and other ways to trade high-interest debt for a lower rate.
Debt Consolidation
Are Balance Transfer Cards for Fair Credit Worth It?
Tired of high-interest credit card debt eating away at your budget? And you're hearing that a balance transfer card can […]
Oct 12, 2025 • Deane Biermeier
Personal Loans
Balance Transfer Vs Personal Loan for Debt Consolidation
Whether a balance transfer vs personal loan is better for you depends on your situation. Though it’s an important part […]
Mar 13, 2025 • Chris Teague
Debt Consolidation
Debt Consolidation Loans for Bad Credit: What You Need to Know
Debt consolidation loans for bad credit can help you roll high-interest credit card debt and other balances into one single […]
Apr 20, 2026 • Deane Biermeier
Finance Help
Debt Consolidation Vs Personal Loan
The primary difference between a personal loan and a debt consolidation loan has little to do with the loan itself […]
Jan 2, 2024 • Deane Biermeier
Debt Consolidation
How Can I Lower My Credit-Card Interest Rate?
Credit cards are powerful financial tools that can help in a number of situations, but they don’t come without risks […]
Dec 13, 2025 • Chris Teague
Car Buying & Car Payments
What you can afford, how to pay for it, and what happens if a payment slips.
Auto Loans
Can You Use a Personal Loan to Buy a Car?
Can You Use a Personal Loan to Buy a Car? You can use a personal loan to buy a car. […]
Sep 19, 2025 • Deane Biermeier
Auto Loans
How Late Can You Be on a Car Payment Before You Lose Your Car?
Missing a car payment triggers a predictable sequence of consequences. This guide covers grace periods, late fees, credit damage, and repossession risk — and the steps that keep your car and protect your credit.
May 13, 2026 • Deane Biermeier
Personal Loan Comparisons & Reviews
Side-by-side looks at the lenders and marketplaces people ask about most.
Personal Loans
AmONE Vs LendingTree
AmONE vs LendingTree: Compare loan options, credit impact, fees, and features to see which personal loan marketplace fits your needs best.
Feb 18, 2026 • Deane Biermeier
Personal Loans
Best Egg vs Happen Bank
Best Egg is a streamlined personal loan specialist, while Happen Bank is a full digital bank offering co-borrower applications and integrated banking tools. Here's how they compare on credit score requirements, funding speed, and Happen Bank's Direct Pay debt consolidation option — plus its history as LendingClub.
Jul 30, 2026 • Deane Biermeier
Personal Loans
Best Egg Vs. SoFi Which A+ Graded Company is Better for You?
Best Egg Loan Reviews Vs. SoFi Personal Loan Reviews Examining Best Egg loan reviews Vs. SoFi personal loan reviews reveals […]
Jan 3, 2024 • Deane Biermeier
Personal Loans
Best Egg vs Upstart
Best Egg vs Upstart: One favors fair credit borrowers. The other uses AI to expand approval. See which personal loan platform fits you best.
Feb 24, 2026 • Deane Biermeier
Personal Loans
Credible Vs LendingTree
Credible vs LendingTree, the real question is this: Do you want a streamlined personal loan marketplace, or a broader financial […]
Feb 14, 2026 • Deane Biermeier
Personal Loans
LendingTree Vs Happen Bank
LendingTree and Happen Bank both offer access to personal loans, but one's a marketplace and the other's a direct lender. Here's how they compare on loan amounts, credit score requirements, and debt consolidation tools — including Happen Bank's Direct Pay option and its history as LendingClub.
Jul 30, 2026 • Deane Biermeier
Personal Loans
Upgrade Vs Upstart – Side-by-Side
Upgrade Vs Upstart Both Upgrade and Upstart offer unsecured personal loans with flexible terms, fast funding, and transparent pricing. However, […]
Aug 31, 2025 • Deane Biermeier
Personal Loans Explained
How personal loans and lines of credit work, and what to weigh before you borrow.
Personal Loans
9 Real-Life Factors to Consider When Borrowing Money
Life is expensive, and for many, borrowing for essential purchases is an absolute necessity. Furthermore, according to the United States […]
Dec 29, 2025 • Tammy McKinney, RN
Personal Loans
How to Pay for a Funeral: Costs, Options, Loans, and Plans
Our How to Pay for a Funeral article explores viable options for funding a meaningful service to honor your loved […]
Dec 13, 2025 • Tammy McKinney, RN
Personal Loans
Installment Loans Vs. Revolving Credit
Learning the distinction between revolving credit and installment credit provides a better understanding of how credit works in general and […]
Jan 8, 2025 • Deane Biermeier
Personal Loans
Personal Loan Vs. Personal Line of Credit
Finding the right financial solution often comes down to choosing between the two most popular options, including a personal loan […]
Apr 10, 2025 • Deane Biermeier
Personal Loans
What Is Online Loan Prequalification?
You've seen it advertised. Are you now wondering: What is online loan prequalification ? Online loan prequalification is a simple, […]
Sep 19, 2025 • Deane Biermeier
