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How Does a HELOC Work?

How Does a HELOC Work?

Feb 5, 2026 | Home Equity

If you’re a homeowner who needs access to funds, a Home Equity Line of Credit, or HELOC, can be a flexible option based on your home’s equity. Unlike traditional loans, it allows you to borrow only what you need over time. The Consumer Financial Protection Bureau...
Are Federal Tax Refunds Taxable?

Are Federal Tax Refunds Taxable?

Feb 5, 2026 | Taxes

A tax refund is the government giving you back your taxable income if you paid too much throughout the year. So federal tax refunds are not taxable; it’s yours to keep. However, there’s an important exception that trips up many taxpayers, and it mainly involves...
6 Common Budgeting Mistakes to Avoid

6 Common Budgeting Mistakes to Avoid

Jan 29, 2026 | Finance Help

If budgeting feels harder than it should, you’re not alone. Many people struggle not because they lack discipline, but because they run into the same common budgeting mistakes over and over again. At Trusted Company Reviews, we review personal finance tools and...
When Should I Refinance – Anything?

When Should I Refinance – Anything?

Jan 26, 2026 | Home Equity

If you’re carrying a loan, whether it’s a mortgage, car loan, student loan, or personal loan, you’ve probably heard the term “refinance.” Refinancing a loan is when you replace your current loan with a new one to reduce your interest rate, loan duration, or payment...
How Much Should I Be Saving Each Month?

How Much Should I Be Saving Each Month?

Jan 22, 2026 | Personal Loans

How much should I be saving? In short: how much you should save depends on your income, expenses, and goals, but even saving 5–10% of your income or a small, consistent amount each month is a strong place to start. We’ve all heard the advice about saving. “You should...