Jan 16, 2026 | Auto Loans
Buying a car is exciting. Many people skip the step of figuring out how much they can afford. Learning this before committing puts you ahead of most buyers. Lenders may approve you for more than you should spend, and dealers tend to focus on monthly payments rather...
Jan 10, 2026 | Personal Loans
Saving and borrowing money are great ways to get ahead in life, but the interest earned or paid on those funds is where the rubber meets the road for most people. Borrowers pay interest on the amount loaned, and investors earn interest on the money they save, but...
Dec 29, 2025 | Personal Loans
Life is expensive, and for many, borrowing for essential purchases is an absolute necessity. Furthermore, according to the United States Census Bureau statistics, debt is inversely related to age, with younger borrowers carrying higher balances overall, many with more...
Dec 27, 2025 | Debt Consolidation, Finance Help, Personal Loans
When applying for a mortgage, auto loan, or premium credit card, you might hear lenders refer to your credit tier rather than your exact credit score. This often leads to the question: What is a tier one credit score, and why does it matter? Lenders use credit tiers...
Dec 13, 2025 | Debt Consolidation, Finance Help
Credit cards are powerful financial tools that can help in a number of situations, but they don’t come without risks and costs. One of the most impactful costs is the interest rate, which for credit cards is typically far higher than for personal loans and other...