Our Credible Home Insurance review highlights the latest and greatest way to shop for your home’s protection online. The company earns a number one spot in our best and cheapest homeowners insurance companies review.
The average cost of a homeowners insurance company policy is $1954 per year or roughly $163 monthly. Home insurance rates continue to rise with the onset of the effects of climate change and industry changes.
Considering a new policy, updating your dwelling and liability coverages, or shopping around to compare home insurance company offers from time to time is an excellent way to explore coverage options and help manage insurance costs.
Credible is widely known for its work as a debt consolidation and personal loan marketplace for consumers with almost any credit score. Credible works with numerous lenders to help customers achieve their financial goals in that arena. Now, Credible also provides its expertise and customer satisfaction skills in the home insurance industry.
Credible Home Insurance Ratings and Reviews
Better Business Bureau Grade | Trustpilot Review Score | Consumer Affairs Review Score |
A+ | 4.8/5 – 7,700+ reviews | 3.5/5 – 24+ reviews |
Pros
Let’s you find the the most reputable and cheapest homeowners insurance providers
No fee for using Credible’s service
Highly rated company with extensive financial product history
Get multiple quotes all within a few clicks
Cons
Credible is a marketplace and doesn’t provide the home insurance coverage itself
Credible Home Insurance Features
While buying home insurance used to involve agents and meetings, Credible now offers a way to shop for, evaluate, purchase, and have companies compete for your business online without getting up from your chair. Here are the benefits of Credible’s new home insurance marketplace approach.
- Charges no fees to use the service
- Shop from numerous home insurance providers
- Select your company and policy from a list of options
- Requires no commitment to shop
- Avoid shopping multiple companies for a home insurer
Find the best home insurance rates at Credible
Things to Know About Credible Home Insurance
Credible isn’t a home insurance company. Credible simplifies homeowners insurance shopping while offering more opportunities for you to find the best and cheapest home insurance rates and identify companies with the best customer service. Credible charges no fees to use its services. Instead, it earns its income from the insurers it represents.
While Credible is the marketplace through which you can explore homeowners insurance ratings and shop for the best provider, after purchasing your policy, you’ll work directly with your chosen company to determine specifics, such as home insurance emergency services coverage, what your homeowners insurance covers, coverage limits, natural disasters protections, covered losses, exclusions, and how to file a home insurance claim.
Credible Home Insurance Reviews
Credible home insurance offerings are brand new. The company has only recently expanded into the industry. However, the company’s review history is nearly spotless, and it holds a prominent position in our best debt consolidation companies review. Credible maintains an A+ grade at the Better Business Bureau for its responsiveness to consumer concerns and earns a whopping 4.8 out of five stars at Trustpilot.
Is Credible Home Insurance Legit?
While new, Credible’s home insurance marketplace is certainly legitimate. Credible has taken its approach to personal finance and added the home insurance category to its offerings. Due to the company’s prior successes, Credible Home Insurance is already making waves in the industry by offering home insurance customers more ways to shop and compare homeowner insurance options. By doing so, Credible is placing the power of choice back in consumers’ hands for an essential product designed to help protect the investment in your home.
Is Credible Home Insurance Worth It?
So, why is obtaining a home insurance policy through Credible worth it? The home insurance policies you can shop for on Credible’s platform are identical to policies you may purchase through an agent. However, the fact that Credible charges you no fees to use the service and provides the opportunity for you to compare companies and rates side-by-side before making your decision is enough to make using Credible’s service well worth it.
The changing natural and business environments can affect choosing a home insurance company for the long term. While the future remains to be seen, Credible combats the potential need to change home insurance companies frequently. By allowing you to see your options upfront before paying anything, Credible’s platform promises to help you find a company you can stick with for years to get the most from your relationship with your insurance provider. The platform and the ability to stay with your new insurance provider over the long haul can help avoid additional fees and prove cost-effective both now and down the road.
Who is Credible Home Insurance Best For?
Credible home insurance is the best online marketplace that we’ve identified for the purpose of comparing, shopping for, and purchasing a new homeowners insurance policy, almost regardless of your insurance or home ownership situation. Homeowners seeking a way to take control of their home insurance costs and coverages will realize the best rewards when working with Credible to secure their next policy.
Discover your best home insurance rates at Credible
Questions to Ask Your Home Insurance Agent or Provider Before Purchasing a Policy
Homeowners insurance has a lot of aspects to consider when choosing your provider and policy. That fact can make choosing wisely a challenge. Credible gets that. It’s one of the primary reasons using its service can simplify your home insurance shopping. Credible can help answer all of the questions you’d typically ask of your insurance agent or provider, such as the following.
- What are my liability protections?
- What are my deductibles?
- How much are my coverage amounts?
- What does my policy cover?
- What exclusions exist?
- Do I also need flood insurance?
- Am I protected from wildfire damage?
- How much are my premiums, and how do I make payments?