Oct 21, 2025 | Credit Cards
How many credit cards should I have? In short, for most people, two or three cards are ideal to generally provide enough flexibility and maintain a healthy credit profile, without becoming overly complex. Of course, like most things related to personal finance, the...
Sep 30, 2025 | Credit Cards
How do balance transfer credit cards work? Are you struggling with credit card debt and looking for a way to save money on interest? If so, a balance transfer credit card might help. These cards allow you to move existing balances from one card to another, often with...
Sep 14, 2025 | Debt Consolidation, Personal Loans
Credit card debt can build up fast, and steep interest charges make it hard to catch up. When balances get out of hand, your minimum payments may barely cover the interest, keeping you in a cycle of revolving debt. The Federal Reserve made this statement in a recent...
Sep 12, 2025 | Debt Consolidation
Debt consolidation can affect your credit in both positive and negative ways. The consolidation process itself may initially lower your credit score a few points due to a hard inquiry and the opening of a new credit account. However, it can also help improve your...
Aug 31, 2025 | Credit Cards
How to Choose a Credit Card: 7 Easy Steps Regardless of your credit score, choosing a credit card can feel overwhelming. With hundreds of cash back cards, rewards options, and varying terms from different card issuers, it’s hard to know which is the right fit. The...