Sep 12, 2025 | Debt Consolidation
Debt consolidation can affect your credit in both positive and negative ways. The consolidation process itself may initially lower your credit score a few points due to a hard inquiry and the opening of a new credit account. However, it can also help improve your...
Sep 6, 2025 | Debt Consolidation
Debt consolidation vs bankruptcy? Provided you can qualify, debt consolidation is usually the better option. The process involves combining your high-interest debts into just one simple monthly payment. Debt consolidation is an effective tool for paying down debt...
Sep 5, 2025 | Debt Consolidation
Managing debt can feel overwhelming when you’re juggling high interest rates, multiple balances, and scattered due dates. Debt consolidation works by combining those debts into a single payment, usually at a lower interest rate. That can reduce the total interest...
Jul 29, 2025 | Debt Consolidation
Did you receive a mailer and wonder, is Forward Funding Legit? At least 82% of Americans carry credit cards. An estimated 11% of those max them out each month. It’s safe to say that there are likely dishonest debt consolidation lending firms out there looking to...
Jul 11, 2025 | Home Equity
Can you take equity out of your home without refinancing? You can. In fact, several financing options exist that let you tap into your home’s value while keeping your existing mortgage and its interest rate and terms right where they are. Whether you need funds for...