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Trusted Company Reviews personal finance expert Brett Holzhauer alongside symbols of student loan debt and financial freedom, illustrating his journey from approximately $72,000 in student loans toward investing, Coast FIRE, and financial independence.

From $72K in Student Loans to Financial Independence: How Brett Holzhauer Did It

By | Sep 1, 2026

Brett Holzhauer left college with about $72,000 in student loan debt. Learn how his journey evolved from managing debt to investing, building wealth, and pursuing FIRE retirement and financial independence.
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A personal finance writer who reached Coast FIRE at age 32 in a bright home office, illustrating the financial flexibility and independence that Coast FIRE can help create.

Coast FIRE: What It Is & How Our Writer Got There

By | Sep 1, 2026

Coast FIRE can put retirement on autopilot years before you stop working. Learn how it works and how our writer reached Coast FIRE at age 32.
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Car shopper considering a newer vehicle and how much it may cost to insure.

Are Newer Cars More Expensive to Insure?

By | Sep 1, 2026

Are newer cars more expensive to insure? Usually, but vehicle age isn't the only factor. Learn how value, repair costs, coverage, and safety features can affect your premium.
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A couple receives the keys to a new home, illustrating the transition from managing debt through consolidation to becoming financially ready for homeownership.

How Long After Debt Consolidation Can I Buy a House?

By | Aug 29, 2026

How long after debt consolidation can you buy a house? Learn why six months is a useful guideline and what mortgage lenders look for before approving a home loan.
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A man reviews bills and financial documents at home while using a laptop and calculator, illustrating the stress that can come with unpaid credit card debt and potential collection action.

Can a Credit Card Company Sue You?

By | Aug 27, 2026

Can a credit card company sue you for unpaid debt? Yes, but a lawsuit usually isn’t the first step. Learn when creditors sue, what happens if you’re sued, why responding matters, and what options may help you address the debt before it reaches court.
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Best Egg vs Happen Bank

By | Jul 30, 2026

Best Egg is a streamlined personal loan specialist, while Happen Bank is a full digital bank offering co-borrower applications and integrated banking tools. Here's how they compare on credit score requirements, funding speed, and Happen Bank's Direct Pay debt consolidation option — plus its history as LendingClub.
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LendingTree Vs Happen Bank

By | Jul 30, 2026

LendingTree and Happen Bank both offer access to personal loans, but one's a marketplace and the other's a direct lender. Here's how they compare on loan amounts, credit score requirements, and debt consolidation tools — including Happen Bank's Direct Pay option and its history as LendingClub.
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What Happens If I Can’t Pay a Judgment?

By | Jun 28, 2026

If you can't pay a judgment, you still have options. Learn what creditors can legally do to collect, which assets may be protected, and how payment plans, settlements, or debt relief strategies can help you move forward.
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What Happens If I Can’t Pay My Mortgage? Your Options and Next Steps

By | Jun 27, 2026

Missing a mortgage payment doesn't mean foreclosure is immediate. Learn what happens if you can't pay your mortgage, how the timeline works, and which options may help you stay in your home or minimize long-term financial damage.
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What Happens If I Can’t Pay My Credit Card?

By | Jun 24, 2026

If you can’t afford to pay your credit card bill, you’re not alone. Here’s what actually happens and what you can do about it.
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What Happens If You Can’t Pay Your Student Loans

By | Jun 24, 2026

If you can’t afford your student loan payments, you still have options. Learn what happens when you miss payments, when loans go into default, and how repayment assistance programs can help you avoid long-term financial consequences.
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What Is a Home Equity Investment

By | Jun 18, 2026

A home equity investment (HEI) is a way to access the cash value of your home's equity without adding monthly payments to your budget. Instead of borrowing against your equity, you sell a share of your home's future value to an investment company in exchange for a lump sum now.
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