Our Faye Travel Insurance review highlights our top-spot contender in our annual review of the best travel insurance companies available.
If you’re a senior with a zest for life and a passion for travel, you’ll love the protections offered by Faye Travel Insurance coverage. As you jet set across our great nation and around the world, you’ll enjoy 24/7 live customer service to guide you and reimburse you for eligible unforeseen circumstances.
From emergency medical care and telemedicine to coverage for lost or delayed baggage, Faye Travel Insurance can have you covered. They even offer add-ons for rental car care, pet care, cancel-for-any-reason, vacation rental damage protection, as well as adventure and extreme sports.
Pros
Affordable plans as low as $5.16/day for a 2-week trip abroad
Up to $250,000 of Emergency Medical Coverage (international trips)
Telemedicine available in 75 countries and 21 languages via partner Air Doctor
Trip cancellation coverage (when purchased at least 72 hours prior to the trip)
Use internationally and in the US (coverage may vary)
24/7 live support
No age restriction
Cons
Cannot extend trip coverage when in-trip
No senior discounts
Cannot cancel once your trip begins
Faye Travel Insurance Features and Benefits
Faye Travel Insurance coverage is extensive. It seems they’ve thought of everything! Each international plan provides up to $250,000 of medical emergency coverage. Furthermore, you’ll have access to a network of 20,000 telemedicine physicians across 75 countries to assist you if you become ill thanks to their partnership with Air Doctor.
Trip cancellations or trip interruptions related to pre-existing conditions can be covered, if you purchase your plan within 14 days of your initial trip deposit (e.g., flights, hotel, etc.) and are medically fit to travel when you buy your plan.
You’ll also enjoy knowing that you’re covered if your trip is delayed, canceled, or interrupted for reasons outside your control. For instance, if you experience inconveniences due to a flight or security delay, Faye will reimburse you for eligible claims.
- Affordable plans as low as $5.16/day for a 2-week trip abroad
- Up to $250,000 of Emergency Medical Coverage (international trips)
- Up to $500,000 Emergency Medical Evacuation
- Telemedicine available in 75 countries and 21 languages via partner Air Doctor
- Trip cancellation coverage
- No age restrictions
- Use internationally and in the US (coverage may vary)
- Trip delay coverage up to $300/day and $2,100 max per trip
- Trip interruption coverage up to 150% of non-refundable trip costs
- Trip inconvenience coverage up to $600 ($200 per inconvenience, capped at 3 per person per trip, for eligible claims)
- Missed connection coverage up to $200 (of more than 3 hours)
- Non-medical emergency evacuation coverage up to $100,000
- Baggage loss/stolen/damage coverage up to $2,000
- 24/7 live support
Related Article: Why Is Travel Insurance Important?
Faye Travel Insurance Editorial Rating
Trusted Company Reviews Rating Score for Faye Travel Insurance: 9.5
Faye Travel Insurance tops our list as the Best Travel Insurance for Seniors. It was an easy choice as they offer just one affordable, yet comprehensive, plan for both domestic and international trips, making the shopping and purchasing experience a breeze.
Even better, their whole-trip coverage provides a robust base plan with coverages that are sometimes only available as add-ons with other companies. From pre-existing medical condition coverage, to trip delay and cancellation, or 24/7 travel assistance needs, Faye Travel insurance offers it all with one, easy plan (subject to eligibility and certain limitations).
Faye Travel Insurance |
|
Our Top-Rated Travel Insurance for Seniors |
|
Policy Cost | $-$$ |
Emergency Medical Coverage | Yes |
Telemedicine | Yes |
Pre-Existing Conditions | Available |
Age Restrictions | X |
Specialized Plans for Seniors | X |
Trip Cancellation | Yes |
Trip Delay | Yes |
Trip Interruption | Yes |
Trip Inconvenience | Yes |
Missed Connections | Yes |
Baggage Loss/Stolen/Damaged | Yes |
Concierge Services | Yes |
Customer Reviews | 4.7/5 |
TCR Score | 9.5/10 |
About Faye Travel Insurance
While Faye does not carry an insurance policy specifically created for seniors, their plans are a wonderful option for travelers over 55. For starters, there is no age limit for purchasers. Whether you’re 21 or 91, you’ll receive the same great coverage. Furthermore, their policies are affordable, as low as $5.16/day for a 2-week trip abroad, leaving you free to use your savings on adventures rather than insurance.
Where Does Faye Travel Insurance Coverage Extend?
Faye Travel Insurance has offices in New York, Florida, California, Virginia, and abroad. Fortunately, you don’t need to travel to their office to purchase coverage. Instead, you can purchase coverage fully online in as little as 60 seconds.
Whether traveling throughout the US or globally, you can use your Faye Travel Insurance Policy. However, Faye excludes coverage for travel to these specific locations:
- Afghanistan
- Belarus
- Cuba
- Haiti
- Iran
- Iraq
- Lebanon
- Libya
- Myanmar
- North Korea
- Russia
- Sudan
- Syria
- Ukraine
- Yemen
Faye Travel Insurance Plans and Coverages
Faye Travel Insurance offers a single domestic and international plan to all its customers (coverage may vary). Within this plan, you’ll receive all the incredible coverage they offer, with an option to add coverage for rental car care, Cancel-for-Any-Reason, pet care, vacation rental damage protection, as well as adventure, and extreme sports (not all add ons may be available).
We all know the saying, “What can go wrong, will go wrong.” While you always hope your trip goes smoothly, it’s best to consider it an adventure. When things go sideways, knowing you have insurance that can reimburse you for your expenses leaves you free to smile and say, “That’s okay.”
From flight delays to lost luggage, you can receive financial reimbursement for covered inconveniences you experience. To receive funds for approved claims, simply log on to the Faye Travel Insurance app in minutes. Submit the requested documents and answer a few questions. Faye representatives will take it from there, reviewing your information and depositing your funds as soon as your claim is approved.
Once and if approved, funds can be directly deposited into your bank account or sent to your phone’s wallet thanks to Faye Wallet, your personalized payments card in the Faye app that you can add to and access via Apple Pay or Google Pay.
Faye Travel Insurance Coverage |
||
Coverage Type | Coverage Per Day | Coverage Cap |
Emergency Medical Coverage (international) | N/A | Up to $250,000 |
Emergency Medical Evacuation | N/A | Up to $500,000 |
Trip Cancellation (non-refundeable trip costs) | N/A | Up to 100% |
Trip Delay | Up to $300 | $2,100 |
Trip Interruption | N/A | Up to 150% |
Trip Inconvenience | $200 | $600 |
Missed Connections | N/A | Up to $300 |
Non-medical emergency evacuation | N/A | Up to $100,000 |
Baggage Loss/damaged/stolen | N/A | Up to $2,000 |
Faye Travel Insurance Cost
One thing that sets Faye Travel Insurance apart is its single plan option for both domestic and international trips (coverage may vary). Rather than choosing from several plans offering different levels of coverage, you get all available coverage, sans the add-ons, for one great price. While it can vary slightly depending on your location, length of trip, and number of travelers in your party plans are available for as low as $5.16/day for a 2-week trip abroad.
To find out exactly how much your Faye plan will cost, head to their website and answer just a handful of questions. Are you planning to visit multiple locations? Go ahead and add each location. Faye can cover your multi-trip adventure under a single policy.
Faye Travel Insurance Customer Reviews
Faye Travel Insurance has a Trustpilot score of 4.7 out of 5 stars, with 87% of customers giving it 5 stars.
Happy consumers praised Faye for their friendly and helpful service. They shared stories of using Faye’s reimbursement services and how they felt supported during a challenging time in their travel. They were also pleased with the speed of Faye’s responses and the cost of the policy.
Some consumers expressed concerns regarding the speed at which they received their reimbursements. It appears that Faye reaches out to dissatisfied customers to make things right.
Faye Travel Insurance Alternatives
Our Faye travel insurance review showcases our number one choice for the best travel insurance. However, everybody’s travel and protection needs are different. Our runner-up, Generali Travel Insurance, and others also offer excellent benefits and are well worth considering. Check out these other travel insurance reviews.
Additionally, consider checking out our best personal loan providers to help fund your adventures.
Frequently Asked Questions
Does travel insurance cover cancellations due to health issues?
Does travel insurance cover lost luggage or personal belongings for seniors?
How far in advance should seniors purchase travel insurance?
Source
Logo image source: withfaye.com
Tammy McKinney
Editorial Reviews
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