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Travel Insured International Travel Insurance Review

8.6

Our Travel Insured International travel insurance review highlights a top contender in our best travel insurance for seniors overview.

You’re retired, your kids are off to their own lives, and you're looking forward to your “Golden Years.” Now what? If traveling the world sounds like the best way to spend your days, you’re not alone. According to the World Tourism Organization, senior travel is on the rise and is projected to reach 2 billion trips annually by 2050.

Before you fly, sail, or cruise off to your next destination, consider having support at home. What will you do if something goes awry? A Travel Insured International policy provides financial backing and the support of travel-savvy agents to assist you through just about any challenge. This way, you can relax and enjoy knowing you’re protected.

Pros


  • 3 Plan tiers available, plus annual plans
  • Medical coverage up to $500,000
  • Bundles add-ons for cruise, pet, rental car, and extreme sports coverage
  • 24/7 Traveler support
  • Pre-existing medical condition coverage with all plans

Cons


  • Flight AD&D as an add-on only
  • Annual protection for those under 80 only
  • No trip extension offers
  • Trip Interruption as an Add-on only

Features and Benefits

Travel Insured International Travel Insurance plans are comprehensive, offering varying levels of coverage for medical needs, trip cancellation and delay, baggage and personal items loss or delay, and evacuation needs.

Furthermore, each plan includes complimentary concierge services, 24/7 telehealth, eyeglass and contact replacement, prescription medication procurement, and security assistance. While traveling, you can rest assured that help is just a phone call away.

  • 3 Plan tiers available, plus annual plans

  • Medical coverage up to $500,000

  • Evacuation and Repatriation up to $1,000,000

  • Trip Cancellation and Delay Coverage

  • 24/7 Helpline for eyeglasses and contact replacement

  • Prescription medication procurement assistance

  • Bail bond

  • Travel arrangements

  • Passport/Visa assistance

  • Security arrangements

  • Emergency cash advances

  • Telehealth services with all plans

  • Pre-existing conditions covered under all plans

  • Single supplement

  • Baggage loss/delay coverage

  • Concierge services

  • Identity theft restoration services

  • 24/7 traveler support services

  • Pet coverage add-on

  • Cruise bundle available

Related Article: Why Is Travel Insurance Important?

Travel Insured International Editorial Rating

Trusted Company Reviews Rating Score for Travel Insured International: 8.6/10

Travel Insured International earned its spot on our Top Travel Insurance Companies for Seniors because of their extreme sporting coverage. If you’re planning the trip of a lifetime, including partaking in some extreme, adrenaline-pumping activities, you’ll love the medical add-on for extreme sports. With this add-on, you can do everything you’ve always dreamed of without worrying that any injuries will be excluded.

Keep in mind that all policies, even those designed for extreme sports, have exclusions. Be sure to discuss your specific plans with your agent.

Travel Insured International Travel Insurance

Best Travel Insurance for Extreme Sports Lovers

Policy Cost

$$

Medical Coverage

Yes

Telemedicine

Yes

Pre-Existing Conditions

Yes

Age Restrictions

Yes

Specialized Plans for Seniors

X

Trip Cancellation

Yes

Trip Delay

Yes

Trip Interruption

Yes

Trip Inconvenience

Add-On

Missed Connections

Yes

Baggage Loss/Delay

Yes

Concierge Services

Yes

Identity Theft Protection

Yes

Customer Reviews

4.4/5

TCR Score

8.6/10

About Travel Insured International Travel Insurance

The extensive traveler support services through Travel Insured International set them apart from others. They’re there through all your travel challenges, assisting with:

  • Translation services

  • Missed connection coordination

  • Security consultations and coordination

  • Travel arrangements

  • Bail bond

  • Passport/Visa assistance

  • Inoculation information

  • Medical referrals

  • Legal referrals

  • Emergency cash advances

  • Shopping assistance

  • Event ticketing

  • Restaurant reservations

  • Rental car coordination

  • Hotel booking

Plans and Coverages

Travel Insured International Travel Insurance plan costs fall within the average range for policies of this type. With extensive coverage for medical emergency needs as well as security, evacuation, travel assistance, and more, you are covered for almost any unforeseen circumstance.

Travel Insured International Travel Insurance Coverage

Sample Cost

(2 senior travelers to Australia for 2 weeks for $20,000)

$4,392.00

$3,146.00

$2,780.00

Coverage Type

Worldwide Trip Protector Platinum

Worldwide Trip Protector Deluxe

Worldwide Trip Protector Essential

Trip Cancellation

Up to 100%

Up to 100%

Up to 100%

Trip Interruption

Up to 150%

Up to 150%

Up to 100%

Trip Delay

Up to $2,000

Up to $1,500

Up to $500

Missed Connection

Up to $1,000

Up to $750

Up to $500

Medical Coverage

Up to 500,000

Up to $250,000

Up to $50,000

Medical Evacuation & Repatriation

Up to $1,000,000

Up to $500,000

Up to $200,000

Baggage Protection

Up to $2,500

Up to $1,500

Up to $750

Baggage Delay

Up to $750

Up to $500

Up to $200

Single Supplement

Yes

Yes

Yes

Political/Security/Natural Disaster Evacuation

Up to $150,000

Up to $50,000

X

24 Hour Other Than Air Flight Accidental Death & Dismemberment

Up to $10,000

Up to $10,000

X

Concierge Services

Yes

Yes

Yes

Identity Theft Assistance

Yes

Yes

Yes

Translation Services

Yes

Yes

Yes

Telemedicine

Yes

Yes

Yes

Security Assistance

Yes

Yes

Yes

Missed Connection Coordination

Yes

Yes

Yes

Passport/Visa Assistance

Yes

Yes

Yes

Cost

When choosing a plan with Travel Insured International, you’ll have three options, plus the option for an annual travel plan. Each plan has increasing levels of coverage. However, the annual travel plan is only available to those under 80. Seniors over 80 must purchase separate plans for each single trip.

For an additional fee, you can purchase a bundle to enhance your coverage. Bundles include:

  • Cancel and Interrupt for Any Reason: This bundle eliminates coverage exclusions for cancellation and trip interruption, ensuring you receive reimbursement regardless of the reason for your trip’s interruption.

  • Air Flight Only Accidental Death and Dismemberment: This add-on provides coverage if you experience an injury, loss of limb, or death during a flight accident. You can choose benefit limits up to $1,000,000.

  • Baggage Bundle: If you’re traveling with valuables, you may want to add this bundle, which increases the coverage of your personal effects by $2,500.

  • Hotel and Amusement & Theme Park Bundle: Planning a circuit through some of the world’s most incredible theme parks? This bundle will add a change fee and additional insurance coverage to your plan.

  • Rental Car Damage and Theft Coverage: Renting a car on your journey? While your rental car agency may already offer you some form of insurance, you may want to consider adding this bundle, which provides additional coverage if you experience an accident, theft, vandalism, or damage due to a natural disaster.

  • Pet Bundle: Add coverage related to your furry friends as they travel along with you.

  • Cruise Bundle: Cruise aficionados know that cruises have their own risks and challenges. This bundle covers cruise-specific inconveniences, such as itinerary changes.

  • Flight Bundle: Increases your coverage for flight-related issues.

  • Extreme Sports Medical Upgrade: Are you an adventure seeker? If you plan to participate in some extreme sports, you should know that some travel policies will not cover injuries related to these sports. Add this bundle to ensure that you are covered.

  • Trip Delay Upgrade: Increase your benefit amount in the event you experience a trip delay.

Customer Reviews

Travel Insured International Travel Insurance has a 4.4/5 star rating on Trust Pilot, with 69% of ratings giving five stars.

Consumers who gave 5 stars loved the ease and timeliness of purchasing and claim processing. Others mentioned that they found the policy through USAA and felt it was trustworthy.

Some consumers expressed frustration with exclusions such as cancellation due to acts of war and baggage delays on homebound flights.

Travel Insured International Travel Insurance Alternatives

Our Travel Insured International insurance review showcases one of our top picks for the best travel insurance available for seniors. However, everybody's travel and protection needs are different. Our category winner, Faye Travel Insurance, and others also offer excellent benefits and  are well worth considering. Check out these other travel insurance reviews.

Additionally, consider checking out our best personal loan providers to help fund your adventures.

Frequently Asked Questions

Are prescription medications covered under travel insurance for seniors?

Yes, with some plans, you’ll receive coverage for prescription medication. Each policy varies, so review your plan documents to confirm. With Travel Insured International, you’ll receive assistance with procuring medications, prescription eyeglasses, and contacts while on your trip.

What should seniors do if they lose their travel documents during a trip?

If you have travel insurance and you lose your travel documents while abroad, immediately contact customer service and request assistance with contacting the nearest embassy or consulate to request replacement documents. Also, inquire about assistance with extending hotel stays or changing flight plans as you wait for processing.

Are there discounts available for a senior couple buying travel insurance together?

While discounts on travel insurance are rare, seniors can save on their trips through discounts on airfare, hotels, train rides, cruises, car rentals, and more. To find the best deals, start with membership-only organizations such as AAA and AARP. Also, when purchasing your travel needs, be sure to ask for a senior discount even when one is not advertised.

Source

Logo image source: travelinsured.com

About Author

Tammy McKinney, RN

Tammy McKinney, RN

Tammy McKinney, RN, is a seasoned registered nurse and accomplished healthcare and personal finance writer. With a background in acute care, long-term care, and hospice & palliative care, Tammy combines her medical expertise with her passion for writing to educate and inform the public on various health and finance-related topics.