Our Faye Travel Insurance review highlights our top-spot contender in our annual review of the best travel insurance companies available.
If you’re a senior with a zest for life and a passion for travel, you’ll love the protections offered by Faye Travel Insurance coverage. As you jet set across our great nation and around the world, you’ll enjoy 24/7 live customer service to guide you and reimburse you for unforeseen circumstances.
From emergency medical care and telemedicine to coverage for lost or delayed baggage, Faye Travel Insurance has you covered. They even offer add-ons for rental car care, pet care, cancel-for-any-reason, vacation rental damage protection, adventure, and extreme sports. So, go wild and do all the things you’ve always dreamed of because Faye has your back!
Pros
Affordable plans as low as $200/person
Up to $250,000 of Emergency Medical Coverage
Telemedicine available in 75 countries and 21 languages
Trip cancellation coverage
Use Internationally and in the US
24/7 live support
No waiting period
No age restriction
Cons
No extended trip coverage
No senior discounts
Must purchase an add-on for Cancel-Any-Reason coverage
Cannot cancel once your trip begins
Faye Travel Insurance Features and Benefits
Faye Travel Insurance coverage is extensive. It seems they’ve thought of everything! Each affordable plan provides up to $250,000 of medical emergency coverage. Furthermore, you’ll have access to a network of 20,000 physicians across 75 countries to assist you if you become ill. Are you concerned about your pre-existing condition? No worries! You’re covered as long as you’ve been cleared for travel by your physician, and you purchase your policy within 14 days of booking your trip. If your pre-existing condition keeps you grounded, Faye will reimburse you for non-reimbursable expenses such as flights and hotels.
You’ll also enjoy knowing that you’re covered if your trip is delayed, canceled, or interrupted for reasons outside your control. For instance, if you experience inconveniences due to a flight or security delay, Faye will reimburse you.
- Affordable plans for as little as $200/person
- Up to $250,000 of Emergency Medical Coverage
- Up to $500,000 Emergency Medical Evacuation
- Telemedicine available in 75 countries and 21 languages
- Trip cancellation coverage
- No waiting period
- No age restrictions
- Use Internationally and in the US
- Trip delay coverage up to $300/day
- Trip interruption coverage up to 150% of non-refundable costs
- Trip inconvenience coverage up to $600
- Missed connection coverage up to $200
- Evacuation coverage up to $100,000
- Baggage loss/delay coverage up to $2,000
- 24/7 live support
Related Article: Why Is Travel Insurance Important?
Faye Travel Insurance Editorial Rating
Trusted Company Reviews Rating Score for Faye Travel Insurance: 9.5
Faye Travel Insurance tops our list as the Best Travel Insurance for Seniors. It was an easy choice as they offer just one affordable, yet comprehensive, plan making the shopping and purchasing experience a breeze.
Even better, their coverage provides standard options that are only available as add-ons with other companies. From pre-existing medical condition coverage, to trip delay and cancellation, or 24/7 travel assistance needs, you can have it all with this one, easy plan.
Faye Travel Insurance |
|
Best Overall Travel Insurance for Seniors |
|
Policy Cost | $-$$ |
Medical Coverage | Yes |
Telemedicine | Yes |
Pre-Existing Conditions | Yes |
Age Restrictions | X |
Specialized Plans for Seniors | X |
Trip Cancellation | Yes |
Trip Delay | Yes |
Trip Interruption | Yes |
Trip Inconvenience | Yes |
Missed Connections | Yes |
Baggage Loss/Delay | Yes |
Concierge Services | Yes |
Identity Theft Protection | Yes |
Customer Reviews | 4.7/5 |
TCR Score | 9.5/10 |
About Faye Travel Insurance
While Faye does not carry an insurance policy specifically created for seniors, their plans are a wonderful option for travelers over 55. For starters, there is no age limit for purchasers. Whether you’re 21 or 91, you’ll receive the same great coverage. Furthermore, they don’t exclude pre-existing conditions, something many other insurance companies do. Lastly, their policies are affordable for as low as $200/person, leaving you free to use your savings on adventures rather than insurance.
Where Does Faye Travel Insurance Coverage Extend?
Faye Travel Insurance has offices in New York, Florida, Delaware, Virginia, and Tel Aviv. Fortunately, you don’t need to travel to their office to purchase coverage. Instead, you can purchase coverage fully online.
Whether traveling throughout the US or globally, you can use your Faye Travel Insurance Policy. However, Faye excludes coverage for travel to these specific locations:
- Afghanistan
- Belarus
- Cuba
- Haiti
- Iran
- Iraq
- Lebanon
- Libya
- Myanmar
- North Korea
- Russia
- Sudan
- Syria
- Ukraine
- Yemen
Faye Travel Insurance Plans and Coverages
Faye Travel Insurance offers a single plan to all its customers. Within this plan, you’ll receive all the incredible coverage they offer, with an option to add coverage for rental car care, Cancel-for-Any-Reason, pet care, vacation rental damage protection, adventure, and extreme sports.
We all know the saying, “What can go wrong, will go wrong.” While you always hope your trip goes smoothly, it’s best to consider it an adventure. When things go sideways, knowing you have insurance to reimburse you for your expenses leaves you free to smile and say, “That’s okay.”
From flight delays to lost luggage, you’ll receive financial reimbursement for any inconveniences you experience. To receive the funds, simply log on to the Faye Travel Insurance app, or call them directly to open a claim. Submit the requested documents and answer a few questions. Faye representatives will take it from there, reviewing your information and depositing your funds as soon as your claim is approved.
Once approved, funds can be directly deposited into your bank account or sent to your Faye Wallet, where you can access them immediately via Apple Pay or Google Pay.
Faye Travel Insurance Coverage |
||
Coverage Type | Coverage Per Day | Coverage Cap |
Emergency Medical Coverage | N/A | Up to $250,000 |
Emergency Medical Evacuation | N/A | $500,000 |
Trip Cancellation | N/A | Up to 100% |
Trip Delay | Up to $300 | $2,100 |
Trip Interruption | N/A | Up to 150% |
Trip Inconvenience | $200 | $600 |
Missed Connections | N/A | Up to $300 |
Evacuation | N/A | Up to $100,000 |
Baggage Loss/Delay | N/A | Up to $2,000 |
Faye Travel Insurance Cost
One thing that sets Faye Travel Insurance apart is its single plan option. Rather than choosing from several plans offering different levels of coverage, you get all available coverage, sans the add-ons, for one great price. While it can vary slightly depending on your location, plans are available for as low as $200 per person.
To find out exactly how much your Faye plan will cost, plug your trip information into their pricing calculator for an instant quote. Are you planning to visit multiple locations? Go ahead and add each location. Faye can cover your multi-trip under a single policy.
Faye Travel Insurance Customer Reviews
Faye Travel Insurance has a Trustpilot score of 4.7 out of 5 stars, with 87% of customers giving it 5 stars.
Happy consumers praised Faye for their friendly and helpful service. They shared stories of using Faye’s reimbursement services and how they felt supported during a challenging time in their travel. They were also pleased with the speed of Faye’s responses and the cost of the policy.
Some consumers expressed concerns regarding the speed at which they received their reimbursements and having to answer the same questions more than once in the claim filing process. It appears that a representative from Faye reaches out to dissatisfied customers in an attempt to make things right.
Faye Travel Insurance Alternatives
Our Faye travel insurance review showcases our number one choice for the best travel insurance. However, everybody’s travel and protection needs are different. Our runner-up, Generali Travel Insurance, and others also offer excellent benefits and are well worth considering. Check out these other travel insurance reviews.
Additionally, consider checking out our best personal loan providers to help fund your adventures.
Frequently Asked Questions
Does travel insurance cover cancellations due to health issues?
Does travel insurance cover lost luggage or personal belongings for seniors?
How far in advance should seniors purchase travel insurance?
Source
Logo image source: withfaye.com
Tammy McKinney
Editorial Reviews
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