Identity Guard Review: All-Around ID Theft Protection
Identity Guard was a pioneering company that started in 1996 as one of a handful of entities defining the identity theft protection industry. While still a contender as one of the best identity theft protection companies, today’s Identity Guard reviews show that its role has changed somewhat since its acquisition by Aura in 2019.
About Identity Guard
Today, Identity Guard outshines much of its competition by offering three distinct plan options, all with family coverage availability. Available plans start with a very basic option featuring budget pricing and work up to a comprehensive program that rivals somewhat more expensive competitor offerings.
While you may recognize some of Aura’s influence among the plan choices, there are some important differences. Similarities between the two include a strong focus on financial and high-risk transaction protections. However, where Aura provides more comprehensive, three-bureau credit monitoring in its lowest-cost plan, an Identity Guard credit report includes monitoring just one bureau unless you opt for a higher-cost plan.
That said, Identity Guard offers customers a wider range of choices for its members and does so for less monthly cost than its parent company—Making it a contender with its own ID theft protection approach.
Pros
$1 million ID theft insurance in every plan
Lower-cost options than parent company Aura
More plan choices than Aura
Social media monitoring available in Ultra plan
High average consumer ratings
Cons
No money-back trial period
Most comprehensive features aren’t available in lowest-cost plans
Fraud resolution assistance only available in the Ultra plan
Identity Guard Features and Benefits
Identity Guard features and benefits rate well in our best identity theft protection companies review, and include all-around coverage starting with the basics and adding comprehensive and substantial protections in its higher-priced plan options.
- Competitive pricing with annual payment option discount
- Low-price plans available
- High overall consumer satisfaction ratings
- 3-bureau credit monitoring in top two plans
- $1 million ID theft insurance in all plans
- Data breach alerts in all plans
- Straightforward pricing for individuals and families
- Unlimited children coverages in all family plans
- No trial period available
- Child protections include SSN monitoring
- Credit card purchase monitoring includes debit cards
- Both criminal and sex offender monitoring included in Ultra plan
Identity Guard Editorial Rating
Trusted Company Reviews Rating Score for Identity Guard: 4.5
| Criteria | Total Points: |
| Satisfaction Guarantee | 0 |
| ID theft protection insurance amount | 6 |
| Credit monitoring | 10 |
| Family plan available | 10 |
| Monthly pricing | 5 |
| Dark web monitoring | 5 |
| Resolution services available | 10 |
| Alerts | 10 |
| Online privacy attributes | 15 |
| Expert opinion score | 19 |
Plans and Prices
Taking advantage of the annual payment option means plans start at just $6.67 per month or $10 monthly for an Identity Guard family plan.
| Plan Name | Value | Total | Ultra |
| Monthly / Family Annual Payment Prices | $8.99 / $14.99
$80.04 / $120.00 |
$19.99 / $29.99
$143.88 / $215.88 |
$29.99 / $39.99
$215.88 / $287.88 |
| Features
Family plans include same coverages for up to five adults and unlimited children |
Experian credit monitoring
$1 million ID theft insurance Data breach alerts Dark web protection Transaction alerts Limited web protections |
Everything in Value plan plus:
3-bureau credit score with monthly updates Bank account monitoring |
Everything in Total plan plus:
Fraud resolution Social media monitoring Credit card purchase monitoring 401K, and home title monitoring Sex offender and address change monitoring Experian credit lock abililty |
Identity Guard Reviews
Identity Guard rates well across many customer review platforms—The company scores 4.3 stars at Consumer Affairs and 4.4 stars at Trustpilot. Many of the positive reviews compliment Identity Guard customer service as competent and responsive when help is needed. Following is a numerical breakdown of average star ratings in Identity Guard reviews.
| Star Ratings | 5 stars | 4 stars | 3 stars | 2 stars | 1 star |
| Review Percentages | 57% | 19% | 11% | 5% | 8% |
Is Identity Guard Right for You?
Identity Guard may be the right identity theft protection company for you if you’re concerned about protecting your financial, online, and personal information safety but still want to keep an eye on your budget.
While Identity Guard provides excellent ID theft protections, helpful alerts, and $1 million in identity theft insurance, its parent company, Aura, may better suit those willing to spend a little extra to protect vital assets.
Identity Guard Vs.LifeLock
Although Identity Guard and LifeLock both offer identity theft protection services, the two couldn’t be much different from each other. Identity Guard’s three plans, each of which can become a family plan, pale in comparison to LifeLock’s nine plan choices and add-on coverages.
However, that’s not to say that Identity Guard isn’t as good as LifeLock. The companies offer similar services, but LifeLock appeals to persons seeking more robust ID protections than a typical Identity Guard customer. Both companies are excellent at providing the service they offer.
The main difference is price, and it’s why more budget-conscious consumers may benefit more from using Identity Guard. Where Identity Guard’s most expensive plan costs $39.99 monthly, LifeLock’s comparable plan will set you back $79.99 per month.
| Feature | Identity Guard | LifeLock |
| Trusted Company Review Score | 4.5 | 4.3 |
| Maximum Identity Theft Insurance Amount Per Adult | $1M | $3M |
| Trial Period | None | 30 days |
| Credit Monitoring Available in Lowest Cost Plan | 1 Bureau | 1 Bureau |
| Dark Web Monitoring | Yes | Yes |
| Available Number of Dependents Protected | No Limit | 5 |
| VPN Available | No | Add on |
| Lowest Monthly Cost | $8.99 | $11.99 |
| Highest Monthly Cost | $39.99 | $79.99 |
For a more detailed comparison of LifeLock vs. Identity Guard, check out this recent blog post we did on the two companies.
Frequently Asked Questions
Is Identity Guard legit?
What does Identity Guard cost?
Is Identity Guard worth it?
Are Aura and Identity Guard the same?
Who owns Aura Identity Guard?
How to cancel Identity Guard?
Does Identity Guard protect your social security number?
Does identity theft ruin your credit?
Source
Image Source:
https://www.identityguard.com/
Deane Biermeier is a respected authority in financial research, writing, and editing, renowned for his in-depth analyses and expert advice. With a distinguished career that previously spanned home improvement, real estate, and finance topics, Deane's role at Trusted Company Reviews focuses exclusively on finance.
Deane continues his contributions to leading publications such as Forbes Home, US News and World Report, Newsweek Vault, and others.
Since joining TrustedCompanyReviews.com in 2023, he has solidified his reputation as a crucial resource for clear, factual financial guidance.
Deane is currently enhancing his expertise by studying at the University of Minnesota to become a certified financial educator. This new qualification is set to further enrich the advice and insights he provides, bridging the gap between academic financial theory and practical application.
Deane Biermeier
Last Updated: December 14, 2023
Editorial Reviews
Must Reads
Eargo 6 Vs. Eargo 7: Understand the Differences
Eargo 6 Vs. Eargo 7: What's the Difference? The Eargo 6 and Eargo 7 hearing aids are top-notch options for anyone with mild to moderate hearing loss. The brand is our leading contender among the best hearing aids for tinnitus. However, there are a few key differences...
Can You Lose Your House With a Private Reverse Mortgage?
A private reverse mortgage has become a popular way for older homeowners to borrow money against the value of their home. Unlike traditional mortgages, borrowers do not make monthly payments. Instead, the loan balance increases over time and is repaid when the...
How Does Brigit Work?
How Does Brigit Work? Even the most financially savvy people need a little help with budgeting and managing their money. There are so many bills, subscriptions, and other expenses that it can be nearly impossible to keep track of it all. Brigit aims to help those...
Can I Get a Business Secured Credit Card?
Can I Get a Business Secured Credit Card? According to the U.S. Small Business Administration: 27% of businesses claimed that they were not able to receive the funding they needed. The most frequent primary impact that a lack of funding had was preventing them from...
Is Forward Funding Legit?
Did you receive a mailer and wonder, is Forward Funding Legit? At least 82% of Americans carry credit cards. An estimated 11% of those max them out each month. It's safe to say that there are likely dishonest debt consolidation lending firms out there looking to take...
Is United Club Lending Legit?
The latest consumer credit report from the Federal Reserve states that consumer credit; revolving credit, such as credit card debt; and nonrevolving credit, such as personal loans; increased again this quarter at an annual rate of between 1.4% and 6.3%. If you're...
Is 5k Funds Legit?
Is 5kFunds legit? Personal loans can be a great way to fund home projects, consolidate debt, and make other life changes, but you need to be careful to ensure you’re getting the financial products you expect and protect yourself against being taken advantage of. The...
Personal Loan Vs. Personal Line of Credit
Are you contemplating a personal loan versus a personal line of credit? Finding personal financing can be a real hassle, but the good news is that there is a range of products available to help you bridge the financial gap. Personal loans and personal lines of credit...
Is Transform Credit Legit?
Is Transform Credit Legit? Looking for a personal loan but your credit isn’t great? It can be tough to find a lender willing to provide a personal loan. While you can find several lenders, you don’t always know which ones are the best. Transform Credit could be the...
Mobile Help Vs. Medical Guardian
MobileHelp Vs. Medical Guardian Startup Cost Product 1 Product 2 Mobile Help None MobileHelp Classic: $359.40/year MobileHelp Solo: $384.50/year Medical Guardian Up to $199.95 MGMini Pendant: $439.45/year MG Home Classic: $329.45/year (wrist band device) It’s...
Social Links
