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Is WorkMoney Legit?

Home » Guides & Tips » Is WorkMoney Legit?

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Looking for an easy way to save money on everyday items and more? WorkMoney offers solutions for those trying to reduce their expenses and save more money. But how do you know if WorkMoney is legit? We’ve researched WorkMoney to provide you with the information you need to see if WorkMoney will work for you. Discover the benefits of WorkMoney, how it works, and if it’s right for you.

What is WorkMoney?

WorkMoney is a nonprofit founded in 2020 that’s dedicated to helping Americans save money and raise their income. It strives to make life more affordable for people and help make them more financially stable. It features a series of tools you can use to save money. You can easily find it on its website.

The categories include food, family care, taxes, utilities, debt reduction, healthcare, housing, home upgrades, transit and cars, and fun. WorkMoney links to specific companies, like insurance companies, for some deals. Other items link to government programs to help people save money.

WorkMoney Features

WorkMoney is a free service that you can join. Membership does not cost anything and doesn’t provide additional deals than those that already exist. WorkMoney can receive compensation through the promotion of certain products and services. It is not a registered investment, legal or tax advisor, or a broker/dealer. The list of WorkMoney informational features includes:

  • Money Tips: WorkMoney has several posts that include information on student loan options, bankruptcy, social security scams, appliance savings, and medical debt.
  • Links to Money-Saving Apps and Government Programs: WorkMoney provides links to Upside, a grocery bill-saving app, along with links to SNAP and WIC benefits. You can also find information on school lunch programs.
  • Food Pantry Locator: WorkMoney provides an easy-to-use local food pantry locator where you can access food shelves to save money.
  • Family Care Savings: WorkMoney lists links to daycare savings available in your state, pet care savings, adoption and foster child care resources, and elder care services.
  • Tax Savings: You can find free tax filing sites from WorkMoney and learn more about U.S. family tax credits you can claim.
  • Utility Savings: You can learn more about the Home Energy Assistance Program and how to save with community solar.
  • Healthcare Savings Programs: WorkMoney partners with SingleCare for prescription medication savings and links out to healthcare resources.
  • Housing Support: Find information on housing support and veteran services.
  • Home Upgrades: The site offers links to weatherization savings, reducing heating and cooling costs, and appliance upgrades.
  • Transit and Car: Through the Upside app you can save money on gas. You can find insurance savings through Insurify and car loan refinancing through Caribou.
  • Fun: WorkMoney has links to available travel, shopping savings, and dining deals.

WorkMoney Pros and Cons

WorkMoney features an easy-to-navigate website to learn more about available savings and programs. The site can help inform you if you’re unaware of popular government savings programs and personal finance help. It can lack some depth in its information and in general, provides links to other sites.

Pros

  • Resource Hub: Navigating government resources isn’t easy. WorkMoney isn’t the first to try to serve as a resource. It does make it easy to understand the available programs and has links to them.
  • Educational Resources: WorkMoney provides additional personal finance information through its blog. You can find helpful advice there on things like debt reduction.
  • Deals: There are lots of deal websites out there and WorkMoney has a small list of deals you can find for things like travel, retail, and dining. You can also enjoy savings through its partnerships with specific companies. You can see savings with car loan refinancing and insurance.

Cons

  • Spam Risk: Reddit users have expressed concern about the site as a spam risk. When you sign up for WorkMoney, you provide contact information, which the company will use to contact you via SMS. The business may disclose personal information to third parties.
  • Lacks Depth: Most of the programs WorkMoney mentions you can find elsewhere. WorkMoney does not provide additional information on how to apply for benefits or provide tips on applying for savings.
  • Younger Company: WorkMoney has only existed for four years. It has much more room for growth to become more of a resource.

Things to Know About WorkMoney

WorkMoney serves as a resource hub to highlight available personal finance programs that can help you save money. The site has additional resources for difficult topics like taxes. However, the site usually links to existing resources but does not provide additional information on how to apply for benefits and savings.

While it’s nice to highlight savings programs, it’s just as important to know how to apply for the programs. Government savings programs are notoriously difficult to complete correctly to receive a discount.

WorkMoney Reviews

As a younger company, WorkMoney does not have many reviews across the web. It has just five reviews on Trustpilot. Four of those reviews are five stars. The other review has one star. The negative review expressed disappointment after seeing an ad that they could receive $250 of groceries for free if they signed up with WorkMoney. The reviewer said if you signed up, you simply received a link to sign up for SNAP benefits.

Trusted Company Reviews Evaluation

WorkMoney has the potential to provide excellent personal finance help. At the moment, it fails to do much more than provide links to programs. It has established relationships with some companies to offer savings, but after researching the company, it appears it serves more as a data collector.

Is WorkMoney Legit?

WorkMoney is legit, though it seems to have some deceptive advertising practices. Several reviewers have reported receiving an ad touting grocery savings only to find a link to SNAP benefits. It does have helpful links to government programs and sites where you can file your taxes for free.

Is WorkMoney Worth It?

For those not familiar with available programs to save money, WorkMoney can be worth it. For those who have some knowledge of government programs, it’s likely not as valuable. WorkMoney offers cursory information on these programs. If it continues to form partnerships with companies, it could be a worthwhile asset.

Who is WorkMoney Best For?

WorkMoney is best for personal finance novices and persons with lower income. It spells out programs mostly accessible to those with limited income by highlighting SNAP and school lunch benefits. It also has some housing help options you can view that go to government programs.

WorkMoney Alternatives

There are several alternatives to WorkMoney available. You can find robust options, like the Mint app, Honey, Rakuten, and You Need a Budget (YNAB).

  • Mint: Mint is an app that has budget tools, expense tracking, and financial goal setting. It doesn’t feature deals, but it’s an easy-to-use personal finance tool.
  • Honey: Honey is a popular web browser extension that automatically finds available deals and coupon codes you can add at checkout at online retailers.
  • Rakuten: You can get cashback offers and rewards by making purchases with Rakuten partners.
  • YNAB: YNAB is an app you can use that allows you to budget a certain amount of money for different categories. It does have a subscription fee, but it’s an easy way to budget.

About Author

Dr. Ali
Nick Gerhardt is a distinguished authority in the field of home improvement, bringing over five years of writing experience and a strong journalistic background to TrustedCompanyReviews.com. As a trusted contributor, Nick specializes in creating unbiased, well-researched reviews.
Dr. Ali

Nick Gerhardt

Last Updated: June 8, 2024

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