Lemonade Vs Embrace Pet Insurance – Which Is Best?

Embrace’s pet insurance policies stand out in the field for its provision of comprehensive coverage and inclusion of conditions that most pet insurance policies won’t cover. If your pet is prone to breed-specific conditions, such as hip dysplasia, a policy from Embrace is the perfect option.

Embrace will cover the condition under its accident and illness policy, something most other plans won’t do. Furthermore, the company understands how difficult it is to find coverage for pre-existing conditions. So, it's developed a solution. If your pet is symptom-free for 1 year, and the pre-existing condition recurs, they’ll be covered. It’s that simple.

About Embrace Pet Insurance

Embrace Pet Insurance lives up to its name by embracing older pets and conditions not typically covered. The company imposes no upper age limit for its accident policies, meaning your pet can qualify for coverage regardless of its age. Furthermore, hip dysplasia, often excluded by other pet insurance providers, is covered, even if your pet’s breed is prone to it.

If you’re not already in love with Embrace, you’ll surely get there when you hear about its wellness rewards program. This program, although not an insurance policy, offers coverage based on the exceptional care you provide for your pet. You’ll even receive a $25 bonus for signing up!

Embrace Pet Insurance Features and Benefits

Embrace Pet Insurance provides comprehensive policies that cover your pet from nose to tail. Even often-excluded needs such as senior care, hip dysplasia, and pre-existing conditions are covered within its policies, giving pet parents peace of mind that their hard-to-cover pet won’t be left without insurance.

• Hip Dysplasia coverage on all accident and illness policies

• Extra office visits for senior pets

• Dental illness coverage

• Wellness plan add-ons

• 5% discount for veterans

• No waiting period for accident coverage

• Coverage for vet-treated behavioral conditions

Do I need to submit my pet’s medical records to enroll in an Embrace Pet Insurance policy?

Similarly to other pet insurance companies, Embrace will require that you provide up to 12 months of your pet’s medical records prior to the start of your policy. If your pet is under 12 months old or you’ve just adopted them, you can provide the records that are available to you.

Embrace requests these records as a way to assess your pet’s overall health and identify any pre-existing conditions they may have.

If you’d like, you can also request a medical history review where Embrace’s pet specialists will help you determine what conditions may be considered pre-existing and what policy options are a good fit for your pet’s needs.

Is Embrace Pet Insurance worth it?

Pets are unpredictable, and like humans, will occasionally sustain an injury or become ill. An Embrace Pet Insurance plan is a fantastic way to ensure that you have the financial resources available to provide them with quality care when the time comes that they need it. Furthermore, the overall premium costs are far exceeded by the coverage options, ensuring you ultimately come out on top.