Spot Vs Lemonade Pet Insurance
Spot and Lemonade Pet Insurance offer pet parents customizable and dependable pet health coverage. Their reimbursement-style policies allow you to take your pet to any veterinarian you choose before you file a claim, ensuring your pet receives the best possible care. Furthermore, their discount and bundling options make them two of the Best Pet Insurance Companies we’ve found.
How does Spot Pet Insurance compare to Lemonade Pet Insurance?
Lemonade and Spot Pet Insurance are both very impressive pet insurance companies, each with its own stand-out benefits. Spot is somewhat more customizable than Lemonade and offers some additional discounts with pet partners that you won’t find under your Lemonade policy. However, Lemonade’s app is adored by its users, and they offer a wide range of insurances for you to bundle. Let’s take a closer look at how they compare.
Spot vs Lemonade Pet Insurance |
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Spot | Lemonade | |
Reimbursement or direct Pay | Reimbursement | Reimbursement |
Maximum Annual Coverage | $2,500-Unlimited | $5,000-$100,000 |
Reimbursement Choices | 70%, 80%, 90%, 100% | 70%, 80%, 90% |
Deductible Choices | $100, $250, $500, $750, $1,000 | $100, $250, $500, $750 |
Waiting Period | 12 days | 2 days for accident coverage. 14 days for illness coverage. 30 days for orthopedic coverage. 6 months for cruciate ligament events |
Discounts | Multi-Pet, Annual Payment Discount | Multi-Pet and Insurance Bundles |
Stand Out Features | 24/7 Pet Telehealth, Wellness Packages | One-stop shop for all your insurance needs |
Who is better, Spot or Lemonade Pet Insurance?
Spot and Lemonade Pet Insurance are both so incredible that it’s difficult to declare one better than the other. In fact, reviewers even struggle to do so, with Spot winning out in TrustPilot review scores and Lemonade’s app winning higher review scores in the Apple App Store. Overall, both offer build-your-own style plans that reimburse your veterinarian according to your chosen coverage levels.
If you’re still deciding who you think is best, check out their individual Spot Pet Insurance and Lemonade Pet Insurance reviews. Want to explore other options? We have developed a comprehensive review of the Best Pet Insurance Companies so you can compare them all!
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