Our Travel Insured International travel insurance review highlights a top contender in our best travel insurance for seniors overview.
You’re retired, your kids are off to their own lives, and you’re looking forward to your “Golden Years.” Now what? If traveling the world sounds like the best way to spend your days, you’re not alone. According to the World Tourism Organization, senior travel is on the rise and is projected to reach 2 billion trips annually by 2050.
Before you fly, sail, or cruise off to your next destination, consider having support at home. What will you do if something goes awry? A Travel Insured International policy provides financial backing and the support of travel-savvy agents to assist you through just about any challenge. This way, you can relax and enjoy knowing you’re protected.
Pros
3 Plan tiers available, plus annual plans
Medical coverage up to $500,000
Bundles add-ons for cruise, pet, rental car, and extreme sports coverage
24/7 Traveler support
Pre-existing medical condition coverage with all plans
Cons
Flight AD&D as an add-on only
Annual protection for those under 80 only
No trip extension offers
Trip Interruption as an Add-on only
Features and Benefits
Travel Insured International Travel Insurance plans are comprehensive, offering varying levels of coverage for medical needs, trip cancellation and delay, baggage and personal items loss or delay, and evacuation needs.
Furthermore, each plan includes complimentary concierge services, 24/7 telehealth, eyeglass and contact replacement, prescription medication procurement, and security assistance. While traveling, you can rest assured that help is just a phone call away.
- 3 Plan tiers available, plus annual plans
- Medical coverage up to $500,000
- Evacuation and Repatriation up to $1,000,000
- Trip Cancellation and Delay Coverage
- 24/7 Helpline for eyeglasses and contact replacement
- Prescription medication procurement assistance
- Bail bond
- Travel arrangements
- Passport/Visa assistance
- Security arrangements
- Emergency cash advances
- Telehealth services with all plans
- Pre-existing conditions covered under all plans
- Single supplement
- Baggage loss/delay coverage
- Concierge services
- Identity theft restoration services
- 24/7 traveler support services
- Pet coverage add-on
- Cruise bundle available
Related Article: Why Is Travel Insurance Important?
Travel Insured International Editorial Rating
Trusted Company Reviews Rating Score for Travel Insured International: 8.6/10
Travel Insured International earned its spot on our Top Travel Insurance Companies for Seniors because of their extreme sporting coverage. If you’re planning the trip of a lifetime, including partaking in some extreme, adrenaline-pumping activities, you’ll love the medical add-on for extreme sports. With this add-on, you can do everything you’ve always dreamed of without worrying that any injuries will be excluded.
Keep in mind that all policies, even those designed for extreme sports, have exclusions. Be sure to discuss your specific plans with your agent.
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Travel Insured International Travel Insurance |
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Best Travel Insurance for Extreme Sports Lovers |
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| Policy Cost | $$ |
| Medical Coverage | Yes |
| Telemedicine | Yes |
| Pre-Existing Conditions | Yes |
| Age Restrictions | Yes |
| Specialized Plans for Seniors | X |
| Trip Cancellation | Yes |
| Trip Delay | Yes |
| Trip Interruption | Yes |
| Trip Inconvenience | Add-On |
| Missed Connections | Yes |
| Baggage Loss/Delay | Yes |
| Concierge Services | Yes |
| Identity Theft Protection | Yes |
| Customer Reviews | 4.4/5 |
| TCR Score | 8.6/10 |
About Travel Insured International Travel Insurance
The extensive traveler support services through Travel Insured International set them apart from others. They’re there through all your travel challenges, assisting with:
- Translation services
- Missed connection coordination
- Security consultations and coordination
- Travel arrangements
- Bail bond
- Passport/Visa assistance
- Inoculation information
- Medical referrals
- Legal referrals
- Emergency cash advances
- Shopping assistance
- Event ticketing
- Restaurant reservations
- Rental car coordination
- Hotel booking
Plans and Coverages
Travel Insured International Travel Insurance plan costs fall within the average range for policies of this type. With extensive coverage for medical emergency needs as well as security, evacuation, travel assistance, and more, you are covered for almost any unforeseen circumstance.
Travel Insured International Travel Insurance Coverage |
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Sample Cost (2 senior travelers to Australia for 2 weeks for $20,000) |
$4,392.00 | $3,146.00 | $2,780.00 |
| Coverage Type | Worldwide Trip Protector Platinum | Worldwide Trip Protector Deluxe | Worldwide Trip Protector Essential |
| Trip Cancellation | Up to 100% | Up to 100% | Up to 100% |
| Trip Interruption | Up to 150% | Up to 150% | Up to 100% |
| Trip Delay | Up to $2,000 | Up to $1,500 | Up to $500 |
| Missed Connection | Up to $1,000 | Up to $750 | Up to $500 |
| Medical Coverage | Up to 500,000 | Up to $250,000 | Up to $50,000 |
| Medical Evacuation & Repatriation | Up to $1,000,000 | Up to $500,000 | Up to $200,000 |
| Baggage Protection | Up to $2,500 | Up to $1,500 | Up to $750 |
| Baggage Delay | Up to $750 | Up to $500 | Up to $200 |
| Single Supplement | Yes | Yes | Yes |
| Political/Security/Natural Disaster Evacuation | Up to $150,000 | Up to $50,000 | X |
| 24 Hour Other Than Air Flight Accidental Death & Dismemberment | Up to $10,000 | Up to $10,000 | X |
| Concierge Services | Yes | Yes | Yes |
| Identity Theft Assistance | Yes | Yes | Yes |
| Translation Services | Yes | Yes | Yes |
| Telemedicine | Yes | Yes | Yes |
| Security Assistance | Yes | Yes | Yes |
| Missed Connection Coordination | Yes | Yes | Yes |
| Passport/Visa Assistance | Yes | Yes | Yes |
Cost
When choosing a plan with Travel Insured International, you’ll have three options, plus the option for an annual travel plan. Each plan has increasing levels of coverage. However, the annual travel plan is only available to those under 80. Seniors over 80 must purchase separate plans for each single trip.
For an additional fee, you can purchase a bundle to enhance your coverage. Bundles include:
- Cancel and Interrupt for Any Reason: This bundle eliminates coverage exclusions for cancellation and trip interruption, ensuring you receive reimbursement regardless of the reason for your trip’s interruption.
- Air Flight Only Accidental Death and Dismemberment: This add-on provides coverage if you experience an injury, loss of limb, or death during a flight accident. You can choose benefit limits up to $1,000,000.
- Baggage Bundle: If you’re traveling with valuables, you may want to add this bundle, which increases the coverage of your personal effects by $2,500.
- Hotel and Amusement & Theme Park Bundle: Planning a circuit through some of the world’s most incredible theme parks? This bundle will add a change fee and additional insurance coverage to your plan.
- Rental Car Damage and Theft Coverage: Renting a car on your journey? While your rental car agency may already offer you some form of insurance, you may want to consider adding this bundle, which provides additional coverage if you experience an accident, theft, vandalism, or damage due to a natural disaster.
- Pet Bundle: Add coverage related to your furry friends as they travel along with you.
- Cruise Bundle: Cruise aficionados know that cruises have their own risks and challenges. This bundle covers cruise-specific inconveniences, such as itinerary changes.
- Flight Bundle: Increases your coverage for flight-related issues.
- Extreme Sports Medical Upgrade: Are you an adventure seeker? If you plan to participate in some extreme sports, you should know that some travel policies will not cover injuries related to these sports. Add this bundle to ensure that you are covered.
- Trip Delay Upgrade: Increase your benefit amount in the event you experience a trip delay.
Customer Reviews
Travel Insured International Travel Insurance has a 4.4/5 star rating on Trust Pilot, with 69% of ratings giving five stars.
Consumers who gave 5 stars loved the ease and timeliness of purchasing and claim processing. Others mentioned that they found the policy through USAA and felt it was trustworthy.
Some consumers expressed frustration with exclusions such as cancellation due to acts of war and baggage delays on homebound flights.
Travel Insured International Travel Insurance Alternatives
Our Travel Insured International insurance review showcases one of our top picks for the best travel insurance available for seniors. However, everybody’s travel and protection needs are different. Our category winner, Faye Travel Insurance, and others also offer excellent benefits and are well worth considering. Check out these other travel insurance reviews.
Additionally, consider checking out our best personal loan providers to help fund your adventures.
Frequently Asked Questions
Are prescription medications covered under travel insurance for seniors?
What should seniors do if they lose their travel documents during a trip?
Are there discounts available for a senior couple buying travel insurance together?
Source
Logo image source: travelinsured.com
Tammy McKinney, RN, is a seasoned registered nurse and accomplished healthcare and personal finance writer. With a background in acute care, long-term care, and hospice & palliative care, Tammy combines her medical expertise with her passion for writing to educate and inform the public on various health and finance-related topics.
Tammy McKinney
Last Updated: May 24, 2025
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