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Signs You Need Help With Your Debt (Plus Real Solutions That Work)
Are you struggling with credit card debt but not sure if it’s serious enough to get help? You’re not alone — thousands of Americans are using this proven method to take control of their debt. But first, here are the signs that it’s time to act.
Your Payments Feel Like Too Much
If high-interest rates or only making minimum payments is making it feel like you’re not getting anywhere, it might be time to explore your options.
Your Credit Cards Are Maxed Out
If your credit cards are constantly maxed out or your balance is more than 40% of your limit, it could be a sign you’re carrying more debt than is manageable.
You’re Falling Behind on Payments
Missing payments or having to choose between paying bills and covering essentials like groceries isn’t something you should have to juggle.
Debt Stress is Taking a Toll
If worrying about money is keeping you up at night or affecting your mental or physical health, don’t ignore it — there are ways to ease the burden.
This You? Keep Reading. There’s light at the end of the debt tunnel — and it’s closer than you think!
Try A Debt Consolidation Program ✅
Debt consolidation programs bundle all your debts into one easy payment. Plus, they could slash your monthly payment by 40% or more and help you pay everything off in just 24 to 48 months. According to our Top Rated company, Accredited, this is exactly how they could help you.
How it works:
- Hop on a free savings call with a Consolidation Specialist
- They’ll match you with a plan that works for your budget and needs
- Start making one smaller payment each month — no more juggling multiple bills.
Ready to see if you qualify?
Checking takes 2-minutes and does not affect your credit score.
Click on your state in the map to get started.