Review IdentityForce–Transunion’s ID Theft Protection Service
IdentityForce reviews are a great place to start if you’re searching for identity theft protection. We recently researched the leading identity theft protection plans and companies on the market with the help of finance industry expert Deane Biermeier. IdentityForce scored highly, rating 8.7 out of 10. Compared to leading companies, including Aura, IdentityForce offers a longer free trial period, and its identity protection plans are less expensive. IdentityForce prices start at $29 per month. You get identity theft protection and credit monitoring services for all three credit reports included for that price, along with one million dollars of identity theft insurance.
Hopefully, you’re not being reactive to an unfortunate situation that may have recently occurred, such as having your identity hacked, fraudulent debt collection accounts on your credit report, or even worse, someone opening a personal loan or some type of credit under your social security number. But even if you are, signing up for IdentityForce now can help you get your identity back on track by helping you gather and organize the necessary documentation for filing police reports or disputing fraudulent activities. IdentityGuard’s team of experts will guide you step by step on what to do to help you once again secure your identity and shield it from criminals getting back in.
But if that’s not you and you’re being proactive, looking to protect your identity or your family’s identity before any incidences occur, well, you’re already a step ahead of the criminals and scammers! This review on IdentityForce will help you decide if this identity theft protection service is the right one for your situation.
Is IdentityForce legit?
IdentityForce is owned and operated by the TransUnion credit bureau and has over 47 million customers. The company offers two comprehensive identity theft protection plans for individuals and families and its unique ChildWatch program. The ChildWatch add-on protections are available with both plan options and are part of the family identity theft protection plans, which also include $1 million in identity theft insurance. IdentityForce is one of the best-rated identity theft services on the market. Better Business Bureau (BBB) rates IdentityForce with an A+ rating.
Furthermore, there are few complaints against IdentityForce. At the BBB, there are less than 25 complaints against IdentityForce as of 2024. For comparison, LifeLock, one of IdentityForce’s largest competitors, has over 1,340 BBB complaints.
About IdentityForce
IdentityForce’s identity protection plans provide a long list of coverages and benefits, and family coverage is available for either plan. Both plans offer nearly identical protection services with one substantial variable—The upper-tier plan includes credit monitoring, reports, and scores from all three credit bureaus. The plan also offers a credit score simulator and tracker. IdentityForce is a top pick in our best identity theft protection companies review for providing high-level family identity protection.
The company’s list of protections includes $1 million in ID theft insurance, a 30-day trial period, coverage for two adults and unlimited kids in the family versions, deceased family member protections, and several more.
While IdentityForce individual and family plans are robust, the company also offers an employer version of its programs for companies wishing to provide identity theft protection for its personnel. Company plans include ChildWatch for free.
Pros
All plans include $1 million identity theft insurance
30-day trial period
3-bureau credit monitoring, scores, and alerts in UltraSecure+Credit
Quarterly credit report availability
Deceased family member protection
Solid overall consumer ratings
Pricing discount for annual payments
Cons
Credit monitoring only available in the higher-cost plan
Must call for family pricing
A low-cost plan isn’t available
IdentityForce Features and Benefits
There are no pared-down IdentityForce plans. Coverage starts at $17.99 monthly and includes the same features, except for credit monitoring services, as the $23.99 option. ChildWatch is an add-on program that monitors a child’s personally identifiable information and alerts the policyholder. The service is available for individual plans and is included in family identity theft protection plans.
- ChildWatch available with any plan for $2.75 monthly
- $1 million identity theft insurance with any plan
- 30-day trial period
- Quarterly credit report availability
- Business and employee protection available
- Medical ID fraud protection available
- Family coverage available with either plan
- Family plans include two adults and unlimited children
- Must call for price quote for family plans
- Deceased family member fraud protection
- Investment account alerts
IdentityForce Editorial Rating
Trusted Company Reviews Rating Score for IdentityForce company: 4.35
| Criteria | Total Points: |
| Satisfaction Guarantee | 5 |
| ID theft protection insurance amount | 6 |
| Credit monitoring | 10 |
| Family plan available | 10 |
| Monthly pricing | 0 |
| Dark web monitoring | 5 |
| Resolution services available | 10 |
| Alerts | 10 |
| Online privacy attributes | 15 |
| Expert opinion score | 16 |
IdentityForce Plans and Prices
IdentityForce offers two main plan types, both available as family plans and with or without Childwatch. Family plan pricing is unavailable online. Contact the company to receive a direct quote for your family coverage needs.
| Plan Name | UltraSecure | UltraSecure+Credit |
| Monthly Price / Annual payment price | $17.99 / $179.90 | $23.99 / $239.90 |
| Features | $1 million ID theft insurance
Fraud monitoring and alerts Change of address and court records monitoring Dark web and sex offender monitoring Social media monitoring Bank and credit card alerts SSN tracking Medical ID fraud protection Online protection tools VPN Lost wallet assistance Restoration service Deceased family member fraud protection ChildWatch add-on available for $2.75 per month |
Everything in UltraSecure plan plus:
3-bureau credit monitoring and score tracking 3-bureau quarterly credit reports 3-bureau credit scores Credit score simulator Credit freeze and report fraud assistance Investment account alerts ChildWatch add-on available for $2.75 per month |
IdentityForce Reviews
The Better Business Bureau awards IdentityForce an A+ grade for its responsiveness to customer complaints. Outside the BBB, the company’s reviews are mixed but acceptable across several customer review sites. While Trustpilot consumer reviews reflect a 4.5-star rating, customers reporting to Consumer Affairs give it just 2.9 stars.
On average, IdentityForce reviews are positive but not always perfect. 62% of the ratings we examined were either four or five-star reviews, while 24% were below 3-stars.
IdentityForce Right for You?
IdentityForce offers solid identity protection services for just about anybody. However, if you’re seeking a budget-friendly plan option with only basic services, look to another provider. IdentityForce places emphasis on protecting families with its ChildWatch program. Families with children who spend time online at home or school are likely to benefit most from an IdentityForce family plan.
IdentityForce Vs. Aura
While IdentityForce and Aura are similar in many ways, some important distinctions exist between them. Both companies provide comprehensive identity theft protection at similar prices. However, Aura offers substantially higher insurance amounts should your identity suffer a compromise. And, where Aura is upfront about pricing, IdentityForce customers interested in a family plan must call for a price quote.
Aura and IdentityForce also have different methods of marketing their plans to consumers. Aura offers three plans. Choose from an individual, couple, or family with children plan based on the number of people requiring protection. IdentityForce offers just two plans that can also be family plans. You can choose one based on whether or not you require credit monitoring and a few other features.
| Feature | IdentityForce | Aura |
| Trusted Company Review Score | 4.35 | 4.7 |
| Maximum Identity Theft Insurance Amount Per Adult | $1M | $5M |
| Trial Period | 30 days | 14 days |
| Credit Monitoring Available in Lowest Cost Plan | None | 3 Bureau |
| Dark Web Monitoring | Yes | Yes |
| Available Number of Dependents Protected | Quote required | No Limit |
| VPN Available | Yes | Yes |
| Lowest Monthly Cost | $17.99 | $20 |
| Highest Monthly Cost | $23.99+ | $65 |
Frequently Asked Questions
Can I trust IdentityForce?
Is IdentityForce legit?
Is IdentityForce worth it?
What credit score does IdentityForce use?
Source
Image source:
IdentityForce.com
Deane Biermeier is a respected authority in financial research, writing, and editing, renowned for his in-depth analyses and expert advice. With a distinguished career that previously spanned home improvement, real estate, and finance topics, Deane's role at Trusted Company Reviews focuses exclusively on finance.
Deane continues his contributions to leading publications such as Forbes Home, US News and World Report, Newsweek Vault, and others.
Since joining TrustedCompanyReviews.com in 2023, he has solidified his reputation as a crucial resource for clear, factual financial guidance.
Deane is currently enhancing his expertise by studying at the University of Minnesota to become a certified financial educator. This new qualification is set to further enrich the advice and insights he provides, bridging the gap between academic financial theory and practical application.
Deane Biermeier
Last Updated: October 12, 2024
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