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IdentityIQ Review: Identity Theft Protection with Restoration Services

Home » Brands » IdentityIQ Review: Identity Theft Protection with Restoration Services
8.9

Table of Contents

IdentityIQ Reviews, Plans, and Prices

Starting in 2009, IdentityIQ, operated by IDIQ, offers comprehensive identity theft protection plans that range from low to moderate in terms of pricing. While the company’s primary focus is to protect you from identity theft, should it happen, IdentityIQ is readily equipped to help you navigate the potentially difficult road ahead. Learn more in this IdentityIQ review covering plans, pricing, benefits, and more, and discover why we chose it as one of our best identity theft protection companies.

About IdentityIQ

IdentityIQ is set up much like many of its peers. The company offers several identity protection plans with prices that range from budget-friendly to moderate. IdentityIQ’s budget option features basic ID theft protections and $1 million in identity theft insurance.

However, IdentityIQ takes basic protections to the next level by providing lost wallet assistance, lawyer and expert fee coverages, and ID restoration services in all of its plans, including the budget version.

In the top tier plan that IdentityIQ calls SecureMax, customers can expect robust identity protections, including three-bureau credit monitoring, scores, and reporting, and $25,000 additional ID theft insurance for the whole family. The plan also includes all of the coverages of the three lower-priced plans.

What makes the SecureMax plan extraordinary, however, is the availability of fraud restoration using limited power of attorney or LPOA. LPOA allows IdentityIQ to act on your behalf to help expedite putting your identity and credit back together after an ID theft incident.

IdentityIQ review image

Pros

  • Lowest priced plan includes extensive features

  • Secure Max plan includes family coverage

  • Customers assigned a personal restoration manager if necessary

  • LPOA identity restoration services are available

  • All plans include some form of ID restoration services

  • All plans include $1 million in identity theft insurance

Cons

  • Only 1-bureau credit monitoring in lowest-cost plan

  • Credit score change alerts not available in lowest-cost plan

  • Middle-tier plan only offers biannual credit reports

  • Anti-virus and VPN are add-on costs

  • Family plan only available in Secure Max plan

  • Short, 7-day trial period

IdentityIQ Review Features and Benefits

IdentityIQ surpasses its competition in identity theft restoration by providing customers who suffer an ID theft event with a personal restoration specialist with LPOA authorization. Doing so allows the specialist to perform tasks in your place to return your identity situation to normal rapidly. The plans themselves offer the following features and benefits.

  • $1 million stolen funds reimbursement in all plans
  • $25K ID theft insurance in family Secure Max plan
  • Lawyer and expert expense coverage in all plans
  • Personal expense compensation
  • SSN alerts in all plans
  • Limited power of attorney restoration in top Secure Max plan
  • 3-bureau credit reports and scores
  • 3-bureau credit report monitoring in top two plans
  • Credit score change alerts in top two plans
  • Synthetic ID theft protection

IdentityIQ Editorial Rating

Trusted Company Reviews Rating Score for IdentityIQ: 4.45

Criteria Total Points: 
Satisfaction Guarantee 5
ID theft protection insurance amount 6
Credit monitoring 10
Family plan available 8
Monthly pricing 5
Dark web monitoring 5
Resolution services available 10
Alerts 10
Online privacy attributes 12
Expert opinion score 18

IdentityIQ Plans and Prices

IdentityIQ offer four plan choices from a basic, budget option to the more comprehensive Secure Max plan that’s also available as a family plan.

Plan Name Secure Secure Plus Secure Pro Secure Max
Monthly Price / Annual payment price $6.99 / $71.30 $9.99 / $101.90 $19.99 / $203.90 $29.99 / $305.90
Features 1-bureau credit report monitoring

$1 million stolen funds reimbursement

Lawyers and experts cost coverage

SSN alerts

Synthetic ID theft protection

Address change notification

File sharing network searches

Lost wallet assistance

ID restoration service

Everything in Secure plan plus:

Annual 3-bureau credit reports and scores

Everything in Secure Plus plan plus:

3-bureau credit report monitoring

3-bureau credit reports and scores drops to biannual

Enhanced credit report monitoring

Criminal activity alerts

Credit score change alerts

Everything in Secure Pro plan plus:

Annual 3-bureau credit reports and scores

Family coverage including $25K ID theft insurance

Credit score simulator and tracking

Limited power of attorney fraud restoration

Is IdentityIQ a scam?

IdentityIQ reviews are generally positive, including a 4.3-star rating on Trustpilot and 5-star ratings in 44% of Consumer Affairs reviews. However, the company occasionally struggles with very low ratings and disturbing reviews about shady business practices—Begging the question, “Is IdentityIQ a scam?”

Digging deeper into complaints on the BBB website, we found multiple instances of third-party sales of IdentityIQ with little information available other than that. While IdentityIQ is a reputable identity theft protection provider and, indeed, not a fake company, scams that use the company’s name seem to exist. Ensure any business calling themselves “IdentityIQ” can prove its connection to the actual company before signing up for anything.

Is IdentityIQ Right for You?

IdentityIQ offers several plans that could fit just about anybody’s identity theft protection needs. If you’re seeking budget-friendly basic protections, the company’s lower-tier plans can provide that while insuring your policy for up to $1 million and offering restoration services as well.

On the other hand, if you need more advanced identity protection for the entire family, IdentityIQ also has a plan for that, with VPN and antivirus options available for additional costs.

IdentityIQ Vs. LifeLock

IdentityIQ and LifeLock are similar but different. While IdentityIQ focuses on providing solid ID theft protections at budget-friendly prices, LifeLock appeals to consumers willing to spend more each month for robust financial, personal, and online protections.

IdentityIQ review vs LifeLock

IdentityIQ offers four distinct plans, with the top-level one also available as a family plan. LifeLock provides nine plan choices. And, where IdentityIQ charges just $6.99 per month for individual basic coverage, LifeLock’s comparable plan is $11.99 monthly.

Despite the differences, both companies are good at what they do. When it comes to restoring a stolen identity, IdentityIQ may have the advantage over LifeLock and does so for far less money.

Feature IdentityIQ LifeLock
Trusted Company Review Score 4.45 4.3
Maximum Identity Theft Insurance Amount Per Adult $1M $3M
Trial Period 7 days 30 days
Credit Monitoring Available in Lowest Cost Plan 1 Bureau 1 Bureau
Dark Web Monitoring Yes Yes
Available Number of Dependents Protected 4 5
VPN Available Add on Add on
Lowest Monthly Cost $6.99 $11.99
Highest Monthly Cost $29.99 $79.99

Frequently Asked Questions

Is IdentityIQ legit?

Is IdentityIQ safe to use?

What does IdentityIQ do?

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How do I cancel my IdentityIQ subscription?

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About Author

Dr. Ali
Who is Deane Biermeier? In the dynamic realms of finance and home improvement, a luminary has emerged over the last decade—Deane Biermeier. Widely recognized as the go-to expert for insightful reviews and content, his prolific writings grace esteemed publications, including Forbes, Angi.com, U.S. News and World Report, LifeWire, Family Handyman, and several others. He also acts as an expert consultant for The Spruce and Family Handyman. In 2023, Deane joined the esteemed team at TrustedCompanyReviews.com, solidifying his status as a sought-after authority. What sets Deane Biermeier apart? His writing isn't merely informative; it's a delightful blend of honesty, expertise, and entertainment. Deane's crafted content aids millions of consumers, steering them away from pitfalls and toward near-perfect purchases. TrustedCompanyReviews.com feels blessed to have Deane on their team, and now you, too, can be blessed with his insightful writing. Dive into some of Deane's latest reviews on personal loans, credit monitoring, identity theft, and related topics and industries. Follow Deane Biermeier to read his exciting newest reviews, soon to come in 2024! In the upcoming year, Deane has queued up an exhilarating series of reviews that you won't want to miss. He'll be uncovering the inside scoop on cutting-edge products designed to enhance the security of your finances, starting with credit card reviews as 2024 starts. Don't forget to bookmark Deane's author bio page before you navigate away from this page! All of Deane's newest reviews will be featured right here on his author profile page. If you appreciate Deane's insightful reviews and find them helpful in making informed decisions, please consider sharing this author bio on your social media channels. No fluff, just the unbiased facts that matter are what you'll discover with Deane Biermeier's reviews. You won't get sold by anyone, and it's not a marketing gimmick but rather the stuff you need to know before making a purchase. Deane's passion goes beyond mere technical expertise; he believes in the transformative power of knowledge. His commitment lies in equipping consumers and homeowners with the necessary resources to make informed decisions, guiding them with confidence throughout their home improvement projects and when facing financial choices. Determining the right credit cards or personal loans amidst a myriad of companies vying for your business can be stressful and challenging. Dealing with fast-talking salespeople can often result in poor decisions, as individuals may be misled by enticing portrayals, only to discover later that reality falls short of expectations after becoming a client and paying upfront costs. Such situations can be avoided by following Deane's reviews and gaining insight from the information he shares. His reviews illustrate the facts about companies and products, sharing customer experiences that occur after the sale, enabling individuals to make informed choices and avoid potential pitfalls. Deane's insights are not just recognized but actively sought after by leading publications like Forbes Home, Angi.com, USNews, Family Handyman, and Lifewire. He consistently delivers credible, unbiased information, providing readers with the confidence to navigate the intricacies of home improvement and finance. Deane is more than a writer; he is your trusted partner in realizing your home improvement dreams. Combining decades of hands-on experience with meticulously researched insights, he offers practical guidance and financial knowledge to support you at every step of your journey.
Dr. Ali

Deane Biermeier

Last Updated: December 14, 2023

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